NetQuote Increasing Prices...is this the Straw?

[gordongekko513]

damn, I just spent 30min+ typing my heart out and for some reason the thread didn't get started and I had to log back in.

well, I started using netquote in march (2.5 months ago), ive spent $600 so far, I cant count how many leads ive received and how much I have been credited, but I can tell ive made some noob-like mistakes which I feel this forum could've/should've helped me avoid since im a loyal lurker for a year now. I even passed up a topgun membership(and the mandatory colonoscopy) with ease and no regret because the ease of anonymous lurkage allowable at this site.

so my first question to the all you guys(who I owe a great deal to, that have helped me stay in this crazy biz) should I continue paying netquote?

again, I only sell life, di, ltc, annuity, ira, 529, 403b, etc..no health/FE/Medsupp/auto.

ive made $2000 so far. (unless they lapse, which I wouldn't be surprised for one, but the other two would be a random smack in my face)

 

[Newby]

damn, I just spent 30min+ typing my heart out and for some reason the thread didn't get started and I had to log back in. well, I started using netquote in march (2.5 months ago), ive spent $600 so far, I cant count how many leads ive received and how much I have been credited, but I can tell ive made some noob-like mistakes which I feel this forum could've/should've helped me avoid since im a loyal lurker for a year now. I even passed up a topgun membership(and the mandatory colonoscopy) with ease and no regret because the ease of anonymous lurkage allowable at this site. so my first question to the all you guys(who I owe a great deal to, that have helped me stay in this crazy biz) should I continue paying netquote? again, I only sell life, di, ltc, annuity, ira, 529, 403b, etc..no health/FE/Medsupp/auto. ive made $2000 so far. (unless they lapse, which I wouldn't be surprised for one, but the other two would be a random smack in my face)

Doesn't matter that it went up. You spent $600 and wrote $2,000 over 3-months. You need more leads no matter what NetQuote does. You are dieing a slow death.

If you want to sell traditional life I would get directly under someone that kills it and learn from them. Term over the phone with shared leads seems like a rough way to start out. But if that's what you want to do you need leads and lots of them. I would learn to be a specialist at whatever you like but don't sell 8-different things.

That's my opinion. But it's coming from an FE guy so I could be wrong.

 

[gordongekko513]

dying a slow death? Thats some good news, because I help people find ways to avoid running out of money, and are concerned with the rising costs of long-term care, tell me, have you had to care for a relative....anyways, I may not be a product expert in annuities, or ltc, but I am an expert at planning for the future, and helping protect my clients through various stages of life.
Ive come to realize that if I can relay that message on my first reach, ive separated myself from the other agents.
problem is, there aren't too many other agents, and im actually competing with auto-dialer that annoy the crap out of my prospects to the point the no longer even want to discuss life insurance.
I went on hometown quotes, and requested a life insurance agent to call me...my blackberry went off, I am my own lead, so ill see how many others call.
I messed up for a whole month by not changing my zip codes to ones that were more affluent neighborhoods, for a while I was getting completely uninsurable leads.
since my switch, ive completed a fact-finder on a lawyer and a dentist, so hopefully those can be big cases.

 

[GreenSky]

I went on hometown quotes, and requested a life insurance agent to call me...my blackberry went off, I am my own lead, so ill see how many others call.

Very ethical of you. Every one of those agents will be paying for that bogus lead you put in.

Rick

 

[gordongekko513]

Very ethical of you. Every one of those agents will be paying for that bogus lead you put in.

Rick

so far its just me, but if someone calls, I will answer and explain, I don't pee in the well, but id like to know who/what my competition is. plus, its very easy to get a credit from a lead made by an agent, its actually one of the only 6 ways you can get a refund.

 

[GreenSky]

so far its just me, but if someone calls, I will answer and explain, I don't pee in the well, but id like to know who/what my competition is. plus, its very easy to get a credit from a lead made by an agent, its actually one of the only 6 ways you can get a refund.

If you believe that's ethical then fine. Those of us with more than 2 months experience will disagree with you.

Should you want to convince us, go ahead. I'm done with you.

Rick

 

[moonlightandmargaritas]

I went on hometown quotes, and requested a life insurance agent to call me...my blackberry went off...

Blackberry? Really? You must be one of their last three customers...

 

[gordongekko513]

If you believe that's ethical then fine. Those of us with more than 2 months experience will disagree with you.

Should you want to convince us, go ahead. I'm done with you.

Rick

done? with what? had we started something?

I did it mostly to experience what the customer would see so I know how to approach the lead. unethical would be using a fake name/address/and intentionally hurting other agents, which is not going to happen.

inexperienced, I cant refute, but blindly paying money into any marketing program is advice Id never dispute. So I only have a few months with internet leads under my belt, I cant change that, but I can get advice, and maybe someone who is in a similar situation as me, and feels the same way, may learn something from this thread.

now you're done with me.

 

[senior-advisor-indiana]

done? with what? had we started something?

I did it mostly to experience what the customer would see so I know how to approach the lead. unethical would be using a fake name/address/and intentionally hurting other agents, which is not going to happen.

inexperienced, I cant refute, but blindly paying money into any marketing program is advice Id never dispute. So I only have a few months with internet leads under my belt, I cant change that, but I can get advice, and maybe someone who is in a similar situation as me, and feels the same way, may learn something from this thread.

now you're done with me.

I agree with you. Rick is just here to bust your chops and promote his lists for $20 per thousand that are supposedly 98% accurate...

 

[ltcadviser]

Doesn't matter that it went up. You spent $600 and wrote $2,000 over 3-months. You need more leads no matter what NetQuote does. You are dieing a slow death.

If you want to sell traditional life I would get directly under someone that kills it and learn from them. Term over the phone with shared leads seems like a rough way to start out. But if that's what you want to do you need leads and lots of them. I would learn to be a specialist at whatever you like but don't sell 8-different things.

That's my opinion. But it's coming from an FE guy so I could be wrong.

This is excellent advice Gekko. You should follow it.