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I have to agree,
When I first started with FMO I had a lead credit system
leads where crappie but didn't cost me much
Now that I have to pay full out of pocket
I've been searching
I have used a lot like netquote and find those vendors where there is high volume tend to be horrible leads
And honestly don't know how to run a buis on those
I have found a few that the leads are much better
but then the lead flow tends to be much slower
So I've come to the conclusion that I need to have 5 or 6 good lead sources to be where I want
I would agree that having more than 1 source is not a bad idea. Low volume, High Quality vs. High Volume, Low quality. Many are willing to accept the trade off to get the numbers they need.
In the end...it is all about the Cost Per Policy: CPP.