New Royal Neighbors Rates

[WinoBlues]

DANG....Got them on Speed Dial...LOL

Vulcan mind meld

-_-

 

[SouthernComfort]

I am a big believer in 20 pay or pay to 65 dividend paying products for any 0-17age child. I would never put a non-par WL plan like Provider on a child. I would do an IUL before that.

Dividends with PUA is going to look sweet as time goes on.

You are exactly right! How do the participating companies you represent compare to Ohio National, Guardian, or Mass Mutual? And who do you recommend out of your list for weight issues?

 

[deadhead]

It is more than just related.. UHL is a wholly owned subsidiary of Indiana Farm Bureau.. Don't what "similar employees" would have to do with it. BTW, juts so everyone understands where JD is coming from anti worker has nothing to do with how FB/UHL treat their own employees. In JD's terminology "anti-worker means anti-union" ..

In a right to work state like NC anti union is a good thang
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No limited pay plans except for the (tabled) term plans. I've attached a product portfolio for you.

The only company that I've seen that allows you to add on grandkids is Monu.

American Amicable and Liberty Bankers lets you add grandkids

 

[Norwayguy]

Well to ME, thats not better then RNA then....I would never put a child that young into a "pay the rest of your life plan". So while the rates may beat RNA, the plan SUCKS, therefore its a mute point (for me at least)!

Why couldn't you sell a little more face on the pay for life product as it should be cheaper. And after 20 years do a reduced paid up option. It does 2 things:

1. If the insured dies during the first 20 years there is more death benefit.
2. It stops the next agent that comes in and says I can beat that rate and shows life pay and the client forgets about the fact they own a 20 pay plan.

 

[WinoBlues]

Why couldn't you sell a little more face on the pay for life product as it should be cheaper. And after 20 years do a reduced paid up option. It does 2 things:

1. If the insured dies during the first 20 years there is more death benefit.
2. It stops the next agent that comes in and says I can beat that rate and shows life pay and the client forgets about the fact they own a 20 pay plan.

3. At the end of twenty years they can decide to RdPu or continue to pay the miniscule (inflation) premium for a more appropriate increasing benefit. IMHO
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Anyone want to post the face amounts years 1, 20 and 30. for a 10 year old male at $30 per month?

 

[deadhead]

3. At the end of twenty years they can decide to RdPu or continue to pay the miniscule (inflation) premium for a more appropriate increasing benefit. IMHO
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Anyone want to post the face amounts years 1, 20 and 30. for a 10 year old male at $30 per month?

30 dollars a month gets 70k with Columbian

 

[Norwayguy]

3. At the end of twenty years they can decide to RdPu or continue to pay the miniscule (inflation) premium for a more appropriate increasing benefit. IMHO
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Anyone want to post the face amounts years 1, 20 and 30. for a 10 year old male at $30 per month?

Wino you might want to reread my post I essentially said the same thing.

 

[WinoBlues]

Wino you might want to reread my post I essentially said the same thing.

Yeah, but I said it in a cool California accent Bro. You were more like, Well....Maineglish Rules - YouTube

 

[jdeasy]

It is more than just related.. UHL is a wholly owned subsidiary of Indiana Farm Bureau.. Don't what "similar employees" would have to do with it. BTW, juts so everyone understands where JD is coming from anti worker has nothing to do with how FB/UHL treat their own employees. In JD's terminology "anti-worker means anti-union" ..

You speaking for me now? Anti worker is anti worker. Union or not. But yes, Farm Bureau is the major sponsor of right to wrok you legislation in the country. Right behind MCDonalds and Purina.

If anyone has a basic undersatanding of right to work you laws then I can't imagine that person being for it. It is named well, I'll give them that.

 

[WinoBlues]

30 dollars a month gets 70k with Columbian

Is that full pay?

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