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I have a client that wants to purchase health insurance for her mother (70) that is not entitled to Part A and can't afford the additional $400 per month premium to purchase it...
Any recommendations?
have her find a concierge physician group so she can at least see dr's for reduced rates, there is no other options :(
I have a client that wants to purchase health insurance for her mother (70) that is not entitled to Part A and can't afford the additional $400 per month premium to purchase it...
Any recommendations?
... will a majority qualify for Part A down the road.
Even at minimum wage it would only take about four months working full time to get four SS credits for the year. ($4,880 income = 4 credits). Even most slackers should be able to qualify for Part A.Can you go more into this? Do you come across this often? It is heartbreaking, makes me wonder with the work ethic of the younger generations, will a majority qualify for Part A down the road.
just had a case the other day in Fl. where lady was 66 and didn't have medicare because of lack of qualifying quarters.Had her first enroll in medicare at local SS office then apply for medicare savings program through state that will pay all her a and b premium because of her income.
It is a leap of faith for the beneficiary because they have to enroll in medicare before they can apply for the medicare savings program ( medicaid) and when they enroll in medicare they are told the unsubidized premium will be about 1000.00 per month
https://www.healthcare.gov/retirees/What if I’m 65 or older but not eligible for Medicare?
You may be able to buy insurance in the Marketplace and get lower costs on monthly premiums and out-of-pocket costs based in your household size and income. If you don’t have health coverage, you may have to pay the penalty that most people without coverage must pay.