Nothing Will Stop Smokers From Lying

[NCAgent]

I would imagine that the health insurance carriers have ways of figuring it out. If I said that I started smoking 6 months ago but then get diagnosed with lung cancer in December, they will probably try to see what happened. 1 year of nicotine and tar will be a lot different than smoking for 2-3 years.

Don't life insurance companies try to get that information for fraud purposes? Couldn't health insurance companies do it, too?

 

[GreenSky]

And if caught, the carrier would simply have to charge them for the back premium. Since everything is GI without pre-ex what else could they do?

Rick

 

[NCAgent]

And if caught, the carrier would simply have to charge them for the back premium. Since everything is GI without pre-ex what else could they do?

Rick

I'm surprised they haven't classified smoking as a pre-existing condition yet... or old age.

 

[Norwayguy]

I'm surprised they haven't classified smoking as a pre-existing condition yet... or old age.

Next we will be saying being dead is only a pre-existing condition and its not fair that insurance companies won't cover people just because they are dead.

 

[arnguy]

Exhaling is an intregral part of breathing. Are you saying you just want smokers to stop breathing?

I think that is a great idea. I, too, would like smokers to stop breathinh!