Number of Days in Field

If the company mails the policy to the client then there is no policy delivery receipt needed. Americo should know that.
This may actually be a Pennsylvania thing. Our policy delivery laws are weird and no two companies seem to agree on how they should be interpreted.
 
If the company mails the policy to the client then there is no policy delivery receipt needed. Americo should know that.

Welcome to Pennsylvania - now where's your state disclosure form?

This may actually be a Pennsylvania thing. Our policy delivery laws are weird and no two companies seem to agree on how they should be interpreted.

Very often no two reps from within the SAME company agree.
 
You can put me on ignore if you want.

You will be on my ignore list so it is only fair we ignore each other.

But I don't plan to put you on ignore. I'm not really sure why you are so angry.

Two real good guys deserving of everyone's respect. Please, friends, let us remember that this is the internet, and it is too often too easy to read and interpret someone else's words, or to have our own words read and interpreted in a spirit in which they were not intended.

Again, both very experienced, very successful agents and I respect both of you. I doubt either meant any disrespect toward the other. I honestly believe that if the two of you had a chance to meet for coffee and breakfast you'd leave as friends.

Ahhhhh ... the internet ... can't live with it, can't live without it. Proof that the internet is woman, and she is smarter than all of us.
 
This may actually be a Pennsylvania thing. Our policy delivery laws are weird and no two companies seem to agree on how they should be interpreted.

Yes, it is a Pennsylvania thing, but many states are like this too. Some companies though, just want you to deliver it and therefore you should get the delivery receipt.

And yes, I am very aware that not all companies work the same nor do all companies interpret state laws or even national laws the same. Just like with most everything in the insurance world, some companies make your job harder and some make it easier. Some company lawyers are right and some are total idiots in the way they interpret. Problem is....the company itself won't question what their lawyers tell them. When you have two different companies with the same situation and one company tells you it works one way and the other tells you the law says the opposite....then at least one of them are wrong. You'll never convince them though.
 
Yes, it is a Pennsylvania thing, but many states are like this too. Some companies though, just want you to deliver it and therefore you should get the delivery receipt.

And yes, I am very aware that not all companies work the same nor do all companies interpret state laws or even national laws the same. Just like with most everything in the insurance world, some companies make your job harder and some make it easier. Some company lawyers are right and some are total idiots in the way they interpret. Problem is....the company itself won't question what their lawyers tell them. When you have two different companies with the same situation and one company tells you it works one way and the other tells you the law says the opposite....then at least one of them are wrong. You'll never convince them though.

I will mark you down as undecided on this topic
 
I'm currently doing Tues->friday, finding that fourth day really pushs the average 5k week sometimes into the 7500k range. Most of last year I did 3 full days Mon-wed. New agents reading this need to work M-F, no less then 2 days working past 5p.


I agree with this. New agents have very little office work to address.. They don't have customer service issues as they have no customers. It's simply getting new business and making sure it's submitted. They should have more than enough time to do their CRM (if they have a CRM program) in the evenings. They should have enough time to do all their office work in the evenings.

This should be a constant. Remember, most agents fail, pay the price for a couple years. Take care of your family, work around the clock, repeat.
 
I agree with this. New agents have very little office work to address.. They don't have customer service issues as they have no customers. It's simply getting new business and making sure it's submitted. They should have more than enough time to do their CRM (if they have a CRM program) in the evenings. They should have enough time to do all their office work in the evenings.

This should be a constant. Remember, most agents fail, pay the price for a couple years. Take care of your family, work around the clock, repeat.
I hear where you are coming from, but why? If you are consistently hitting your production goals in 2 or 3 days why work 5 or 6? I understand that more time in the field means more money earned and that most agents under work. I really really get that. But burnout is as much of a problem as underworking. In fact, from what I have seen, burnout seems to be one of the primary causes of underworking.

This is a hard enough job knocking on doors and getting told no and sitting in other people's cigarette smoke and figuring out complicated underwriting if you are only in the field 3 days.

Work hard those three days. Work three 12 hour days. But take time off. Spend time with loved ones. Enjoy the fruits of your labor.

Edit: this is another thing. One 12 hour day is more productive than two 6 or even two 8 hour days. The time you spend in the field increases productivity logarithmicly not linearly.

This assumes you hit your production goals and your activity goals. But I don't see why any agent couldn't do that in 3 days 4 days tops. Even green peas.
 
I hear where you are coming from, but why? If you are consistently hitting your production goals in 2 or 3 days why work 5 or 6? I understand that more time in the field means more money earned and that most agents under work. I really really get that. But burnout is as much of a problem as underworking. In fact, from what I have seen, burnout seems to be one of the primary causes of underworking.

This is a hard enough job knocking on doors and getting told no and sitting in other people's cigarette smoke and figuring out complicated underwriting if you are only in the field 3 days.

Work hard those three days. Work three 12 hour days. But take time off. Spend time with loved ones. Enjoy the fruits of your labor.

Edit: this is another thing. One 12 hour day is more productive than two 6 or even two 8 hour days. The time you spend in the field increases productivity logarithmicly not linearly.

This assumes you hit your production goals and your activity goals. But I don't see why any agent couldn't do that in 3 days 4 days tops. Even green peas.


When you consider the failure rate of agents, I'll go with the bell to bell work ethic every day. I do get your point though and it's an argument to make. I just happen to be on the other side of it.
 
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