Obama Open to 'tweak' of Health Care, Not Repeal

I do have to agree, unfortunately. She's been setting this up for a long time, if we're going to have a female in office, she's likely to be the first. She'll be running, and it's not looking bad for her right now.

If her opponent doesn't ask her where she was at 3am when the Bengazi call came in, she deserves to cream him.

They are all puppets, regardless of their political party.
The regime controls all of them (and US as well).
 
Agreed. Transition, migration, and tweaks to the law result in death by a thousand paper cuts. The law did essentially 2 things - help the poor afford it and the sick qualify for it. That's it. If they use a simple subsidy system and high risk pool, they can delete billions in cost, and then spend time rebuilding a soundly underwritten system over time.

Its never going to be fixed until the American public takes some responsibility for the cost of healthcare. Costs started skyrocketing when HMO's/Copays were introduced.

How Much Is That MRI, Really? Massachusetts Shines A Light | Kaiser Health News
 
Costs started skyrocketing when HMO's/Copays were introduced.

Worst thing that ever could have happened.

We saw that in Rx claims when Foremost offered a copay drug product to health insurance carriers in the 80's. Carriers saw their Rx claims more than double, almost overnight.

Before Rx copay's Rx claims were around 8 - 9% of the total dollar amount of claims. That zoomed to 17 - 25% of claims on our group plans within the first year after the Rx copay was implemented.

Carriers have tried different things ever since to get claims under control. They have used PBM's, formulary's, tiers with coinsurance. Each of these changes have led to moderate success but only for a short while.

When Pharma was allowed to implement DTC advertising the war was lost.

Now carriers counter with step therapy and refusal to pay for brand Rx when a generic is available ................. at least until you appeal.

Add to that "free" preventive care and policyholders expect everything associated with their exam to be free.

It's a mess.
 
Worst thing that ever could have happened.

We saw that in Rx claims when Foremost offered a copay drug product to health insurance carriers in the 80's. Carriers saw their Rx claims more than double, almost overnight.

Before Rx copay's Rx claims were around 8 - 9% of the total dollar amount of claims. That zoomed to 17 - 25% of claims on our group plans within the first year after the Rx copay was implemented.

Carriers have tried different things ever since to get claims under control. They have used PBM's, formulary's, tiers with coinsurance. Each of these changes have led to moderate success but only for a short while.

When Pharma was allowed to implement DTC advertising the war was lost.

Now carriers counter with step therapy and refusal to pay for brand Rx when a generic is available ................. at least until you appeal.

Add to that "free" preventive care and policyholders expect everything associated with their exam to be free.

It's a mess.

This is the crux of the problem which this law does not address. The only thing I can think of they could do is set a income based mandated deductible. Where no co-pays or coinsurance kicks in until it is first met. The problem with this idea is it says we know better than you which plan you need. Won't Fly.

Next stop Medicare for all..............
 
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