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I'm glad to be of any assistance I can. PM me after you get enough posts to allow it. (I think you have to have 20.) Reply to this post if you have any trouble and I'll pm you.Jonathan: There are a lot of old debit dogs on the forum. If you get with a good local IMO, there is no reason to go it alone.. Don't know what part of Texas you are in but reach out to shonceman (Everett Thomas) on the forum. He has been the captive debit route and is now independent.. Even as an Independent he still does some Home Service but that is his choice..