Orthodontic Insurance

[dgoldenz]

Three requests for this in one week. Two from people with group dental. Someone jab me in the eye with an ice pick please.

 

[Yagents]

Isn't that medically necessary for those in the south and subject to health plan deductible?

 

[arnguy]

Isn't that included in some dental plans----not a separate type of coverage?

 

[jhuang]

Oh oh, I can answer this one!

Just learning about Anthem's plans because I have to quote a 5 employee small group and dental plan came up as an option.

This is strictly Anthem....
Dental Net: Adult and Child $1850 (24 month of usual and customary orthodontic care)
Dental Blue Silver: Member Pays 50% of negotiated fee after deductible of $1000
Dental Blue Silver Plus: Not Covered!
Dental Blue Gold: Member Pays 50% of negotiated fee after deductible of $1000.

 

[somarco]

If someone really wants dental with ortho (not stand alone that I know of) offer them something like Humana Preventive Plus. At least they get a discount if they use a network provider. That's about the best they can hope for.

 

[dgoldenz]

If someone really wants dental with ortho (not stand alone that I know of) offer them something like Humana Preventive Plus. At least they get a discount if they use a network provider. That's about the best they can hope for.

Been there and done that. Nobody buys if it won't be covered, waste of time to even send the quote link.

 

[briangruss]

Madison Dental on a individual dental plan offers a ortho rider.

 

[dgoldenz]

Madison Dental on a individual dental plan offers a ortho rider.

Is there an actual insurance benefit or just a discount?

 

[Yagents]

Is there an actual insurance benefit or just a discount?

Sound like a discount plan to meeeee

From my link:
https://www.hpainsurance.com/(S(111.../qt/MadisonDental/default.aspx?agent=WSTEFFEN
What is OrthoCare?
ORTHOCARE PROGRAM REDUCES THE COST OF ORTHODONTIC TREATMENT The OrthoCare Orthodontic Discount Program is a program for orthodontic care. When using a contracted OrthoCare Orthodontist, you could save up to 20% on the services performed. This results in meaningful savings when compared to the Usual and Customary (UCR) fees charged by Orthodontists. HIGHLIGHTS No Deductibles No Waiting Periods No Claim Forms No Prior Authorization Required Afordable Rates Coverage for Children and Adults ELIGIBILITY The OrthoCare program has been designed to offer orthodontic benefits to both individuals and families, providing benefits for the routine orthodontic treatment for children and adults. Children who are dependents are covered under the family plan up to their 23rd birthday. OrthoCare has no waiting periods before the benefits begin

 

[dgoldenz]

20%....wow! I definitely couldn't get that kind of discount by paying cash on my own. Where do I sign? I hope this isn't a limited-time offer.