Parkinsons - Change Medigap Plan

Oct 5, 2015

  1. somarco
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    somarco GA Medicare Expert

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    68 yr old male dx 14 yrs ago with Parkinsons. Controlled with medication. Has F with AARP/UHC.

    Can't find any carriers that don't have Parkinsons as a knock out question.

    Suggestions?
     
    somarco, Oct 5, 2015
    #1
  2. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    Cigna Substandard, but's it's probably higher.
     
  3. somarco
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    somarco GA Medicare Expert

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    Not available here yet. Supposed to be here by end of the year. But thanks.
     
    somarco, Oct 5, 2015
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  4. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    They've been dragging their feet. We just got it...it was supposed to be here 3 months ago.
     
  5. Newby
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    Newby Guru

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    I recently got replaced on a Med Sup on a lady with Parkinson's by Bankers Life and Casualty.

    She had been on a MOO Plan G and they upgraded her to a Plan N for $3 less. They just checked "no" on that nasty Parkinson's question and it sailed right through.
     
    Newby, Oct 5, 2015
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  6. somarco
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    somarco GA Medicare Expert

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    I bet if you offered to give her $3/month she would have kept that G plan.

    Checking NO to Parkinsons. Never crossed my mind.

    Amazing what I can learn from experienced agents like you. I will have to file that away for future use.

    No need to join one of those Medicare training clubs. I can get all the education I need right here for free.

    Are you still offering Bankers contracts? What kind of commission will you offer me?
     
    somarco, Oct 5, 2015
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  7. senior-advisor-indiana
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    senior-advisor-indiana Guru

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    Mutual of Omaha will accept them...
     
  8. yogooglethis
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    yogooglethis Guru

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    No commission in it but if they are non smoker and took the the aarp plan at age 65 they can switch down to plan N with no underwriting and retaining 65 entry age rate with aarp for only 114.25 less 2.00 for EFT (sample for the atlanta area )
     
  9. senior-advisor-indiana
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    Geez Bob, I thought you would have pm'd me by now asking for a MOO contract...
     
  10. somarco
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    somarco GA Medicare Expert

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    Mike, I know your standard answer for anything is MOO, but

    1) I don't write MOO
    2) The OIC app that came with my contracting papers includes question 14 - D which would be a yes answer in this case.
     
    somarco, Oct 5, 2015
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