.It's not just that....it is also good karma....if that is their best deal and I would take it out on me or my family then it will come back 10 fold....just the referrals is worth it to cut and past name...ss#...bd...and condition...every thing else is filled out..then email it to the client..... come on...that is why we are health insurance agents...clients first...commission last.....my grandfather was a doctor in small texas town and did services for trade because he care
d about his clients...
No harm meant. I just thought it was enterprising.