Ive got dozens of PDP plans that I sold in 2008 that I never even got paid for. Who can afford to or even wants to waste hours and hours of their time chasing down 25 and 50 dollar commissions they got cheated out of. I had a fellow agent say to me over lunch a week or so back that maybe I had been out of line thinking that I could make any money sellling those PDP plans that pretty much everyone was going to buy anyway and would be such an easy sale. He told me it was that old rule come to bite me in the ass which simply goes "If it looks to good to be true then it probably is"..........In a way my friend was right.