Personal Umbrella with DUI

[stex]

Totally agree. I already provided quote for 500/500, however the carriers that offer up to 500/500 are at least 200% higher premium than his current policy with 250/500.

Not every carrier offers 500/500 though. My. Vernon, USLI's surplus line arm, offer excess auto liability as a buffer layer, which may be a cheaper way than rewrite the underlying auto policy

 

[JimmiDrums]

Figured out a solution! I was able to write with Hudson, so long as the DUI is 12 months or older. Thanks for your input everyone!

 

[Trevor Parker]

RLI and personalumbrella.com as well. I'm pretty sure I've quoted similar situations with both.

Does personalumbrella.com have e-signature? We are in the process of getting appointed with RLI and I was looking at personalumbrella.com.

 

[marindependent]

Does personalumbrella.com have e-signature?

No not to my knowledge, but you can get doc esigned yourself.

 

[fed up]

Why do I have the feeling that the current carrier is not aware of the DUI and that's why new carriers are 200% higher? why wouldn't he raise his limits with current carrier? Perhaps because they would pull his MVR and find out?

 

[Allen Trent]

Why do I have the feeling that the current carrier is not aware of the DUI and that's why new carriers are 200% higher? why wouldn't he raise his limits with current carrier? Perhaps because they would pull his MVR and find out?

No worries, the DUI has now fallen off his record………….quite some time ago. LOL