Pet Insurance

[LostDollar]

Is pet insurance P&C? Pet insurance is neither Property nor Casualty. Seems like it would be health

Somewhere on site, awhile back there was a discussion about insurance on horses. It was stated there that horses are considered property so one had to look on the p&c side for coverage for those animals.

I would expect the same to apply to cats and dogs, (and squirrels if one would find a carrier willing to cover them).

 

[axeman462]

I would think a pet is property

Its treated that way in the law if one cause harm or steels

it is property, which is why you need a P&C license

 

[vic120]

it is property, which is why you need a P&C license

That was my guess

 

[goillini52]

I hear you I LOVE my dog,

Still it is true is it not?

Everything I've read it requires a P & C license, but I saw nothing about PMIC requiring a P & C.

 

[axeman462]

Everything I've read it requires a P & C license, but I saw nothing about PMIC requiring a P & C.

do you know where I could get a contract? After looking at their website, I don't see anything mentioned about brokers

 

[goillini52]

do you know where I could get a contract? After looking at their website, I don't see anything mentioned about brokers

Any Integrity FMO.

Maybe they're selling it without brokers.

 

[Duaine]

That is so heartless to say. My pet squirrel is my best friend & my sole companion

 

[axeman462]

I think I saw that Physician's Mutual offers pet insurance now.

turns out that Physicians Mutual does have Pet Insurance. No license needed though because its technically not a commission. They pay a one time referral fee.
They say they hope to make it a permanent product that is commissionable in 2025 though. If they do, it means producers will need a 2-20 license to sell it.
I just picked them up this week. Seems like it would be an easy and natural cross sell

 

[Newby]

I do NOT want to lose a client every time snuffy gets the sniffles and Mildred gets mad at the co-pay. No thanks!