Pet Life Insurance Policy

[adjusterjack]

Found this about pet life insurance. More Swiss cheese. Couldn't find rates.

What Are the Limitations of Pet Life Insurance?
Pet life insurance is different from pet health insurance. It is designed to cover unexpected deaths such as those that may result from an accident or sudden illness. Your insurance company can provide you with compensation in the amount of your pet's value, as determined by its purchase or replacement cost, or its assessed value. Some insurers will also offer to cover euthanasia, burial or cremation costs in exchange for higher premiums.

However, not all pet deaths are covered. You are likely to face a number of policy exclusions, including such things as:

• Hereditary diseases: Some purebred dogs are prone to serious illnesses, and deaths caused by these illnesses will not be covered by dog life insurance. For example, Lhasa Apsos are prone to develop hereditary kidney disease and inguinal hernias; Irish Setters are vulnerable to hemophilia and certain neurological disorders.
• Preexisting conditions: Your insurance company will require a health assessment by a veterinarian before issuing a policy. If your pet already suffers from a serious illness, whether hereditary or not, you may not qualify for coverage.
• Old age: Pets age, and their life expectancy is shorter than that of humans. Pet life insurance limits coverage to a given time span that provides coverage while your pet is in its prime of life. The coverage is therefore limited to accidental deaths and sudden illnesses.

 

[marindependent]

Does it come with a 2-year suicide clause?

For the pet or the owner?

 

[Life Hawk]

I've starting selling a simple pet plan from a company called Digurown.

It doesn't provide a face value, but when a claim is submitted, the beni receives a brand new shovel and a strong 10ml plastic bag. There is also a rider for two sticks tied together in the shape of a cross.

 

[LostDollar]

..........a strong 10ml plastic bag.

This presents a very serious environmental problem .

Filling the back yards of America with plastic bags of biological matter.

You should reconsider and offer some plan options: 100% cotton pillow cases for the small pets; 100% cotton sheets for the large ones. The cotton should decompose over a period of time. ( on my last round, in order to avoid your expensive plan, I just used an old 100% cotton t shirt.)

A deluxe option that also includes a picture frame would be a nice addition to the plan line up too.

 

[Allen Trent]

I've starting selling a simple pet plan from a company called Digurown.

It doesn't provide a face value, but when a claim is submitted, the beni receives a brand new shovel and a strong 10ml plastic bag. There is also a rider for two sticks tied together in the shape of a cross.

This may be the most petphobic bigoted & hateful comment I have read in almost 10 minutes. Plus, you are inciting environmental abuse & climate change acceleration. I am asking the Forum czars to cancel you.

#Petdeathsmatter

 

[Allen Trent]

This presents a very serious environmental problem .

Filling the back yards of America with plastic bags of biological matter.

You should reconsider and offer some plan options: 100% cotton pillow cases for the small pets; 100% cotton sheets for the large ones. The cotton should decompose over a period of time. ( on my last round, in order to avoid your expensive plan, I just used an old 100% cotton t shirt.)

A deluxe option that also includes a picture frame would be a nice addition to the plan line up too.

All you capitalists can think about is how to make money in this hypothetical example of pet loss. We are the wealthiest country in the world, socialized end of pet life care & bereavement therapy should be universally provided by our government. I am certain there would be no fraud or abuse if the government ran it & it would be efficiently run to minimize costs

 

[Life Hawk]

This may be the most petphobic bigoted & hateful comment I have read in almost 10 minutes. Plus, you are inciting environmental abuse & climate change acceleration. I am asking the Forum czars to cancel you.

#Petdeathsmatter

I just received notification this morning that my PetSmart card was canceled!?!

 

[suranceman]

All you capitalists can think about is how to make money in this hypothetical example of pet loss. We are the wealthiest country in the world, socialized end of pet life care & bereavement therapy should be universally provided by our government. I am certain there would be no fraud or abuse if the government ran it & it would be efficiently run to minimize costs

I'm offended you didn't say it was a human right. How dare you deny our humanity!

 

[Allen Trent]

I'm offended you didn't say it was a human right. How dare you deny our humanity!

Geez----I assumed all rational loving people here on the forum already recognized it as a human right, its 2021 for crying out loud.

 

[somarco]

I just received notification this morning that my PetSmart card was canceled!?!

Has your pet been tested to see if they really are smart?