Procedural Vote Coming Right Up

[Winter_123]

Senate is getting ready to vote on taking up the Senate bill(s) versus the house bill. Some pundits are speculating that they may not have the votes to take it up on the floor. I suspect they will find them because some of the holdouts know that there is a fight that has to take place and we might as well get on with it. Of course voting to take it up and voting for it are two different things.

Because I accepted years ago that reform is coming, I am mostly focused on following the public option piece. I think that the chances of the current bills getting blown to smithereens (in part by dem idealogues) is somewhere between very good and excellent. However, I find it inconceivable that they will not regroup in a few months after the bloodbath and start picking through the rubble to put together a bill that has the areas where there is consensus.(such as on guaranteed issue). Quite likely too, they will just abandon the comprehensive bill approach and just pass bills piecemeal. They just saw how easily that worked when they reduced the pricetag of heath reform by 250 billion simply by stripping the cost of the doc-fix out of it and passing it in a separate bill. That is not a trick that they will forget easily because it worked so well. More to come.

Most likely I am wrong.

 

[CHUMPS FROM OXFORD]

After wading through this stuff for months...the "public option" is less of a convern to me than the "Exchange" itself.

I guess we'll know a lot more in the next month or so.




Cheap Ohio Health Insurance Plans

 

[ins.dave]

After wading through this stuff for months...the "public option" is less of a convern to me than the "Exchange" itself.

I guess we'll know a lot more in the next month or so.




Cheap Ohio Health Insurance Plans

G.D. it Chumps!
You seem like a stand up guy but ... it's the same dat gum thing man.
P - Option ... Exchange. Whatever.
Its a phase out move.
Call it what you want. It's b*llsh*t.
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Senate is getting ready to vote on taking up the Senate bill(s) versus the house bill. Some pundits are speculating that they may not have the votes to take it up on the floor. I suspect they will find them because some of the holdouts know that there is a fight that has to take place and we might as well get on with it. Of course voting to take it up and voting for it are two different things.

Because I accepted years ago that reform is coming, I am mostly focused on following the public option piece. I think that the chances of the current bills getting blown to smithereens (in part by dem idealogues) is somewhere between very good and excellent. However, I find it inconceivable that they will not regroup in a few months after the bloodbath and start picking through the rubble to put together a bill that has the areas where there is consensus.(such as on guaranteed issue). Quite likely too, they will just abandon the comprehensive bill approach and just pass bills piecemeal. They just saw how easily that worked when they reduced the pricetag of heath reform by 250 billion simply by stripping the cost of the doc-fix out of it and passing it in a separate bill. That is not a trick that they will forget easily because it worked so well. More to come.

Most likely I am wrong.

Said it months ago. I'll say it again.
Ain't no F*n way they can combine the GI and non market without jack'n rates for all ... which will BURY them. You pick the percentile.
Spoke to another couple yesterday. Good clients ... didn't renew.
We call em. "Maybe Obama is going to do something about these rates ... we are gonna wait for a bit ... we have joined the ranks of the uninsured ... we just can't afford 8 - 900 per month ... don't mean to shoot the messanger ... we'll give you a call if we decide to sign up again ... thanks for the follow up,etc.
I'll wager the ice breaks just shy of 2010. People can't lie to themselves forever?

 

[Crabcake Johnny]

EXEMPTIONS.—No penalty shall be imposed under subsection (a) with respect to ''

(1) INDIVIDUALS WHO CANNOT AFFORD COVERAGE. ''(A) IN GENERAL.—Any applicable individual for any month if the applicable individual's required contribution (determined on an annual basis) for coverage for the month exceeds 8 percent of such individual's household income for the taxable year described in section 1412(b)(1)(B) of the Patient Protection and Affordable Care Act.


It's clauses like this that you really have to pay attention to and should never appear in a bill until they have the final premiums calculated.

Read this - no penalty can be imposed if the premium for any given month exceeds 8% of a household's income.

So, let's say a family of 4 is earning over 400% of FPL which would put them at around $88,000.

8% of $88,000 is $7,040 or $586 per month. So if the premium for that family exceeds $568 they can legally sit out, pay no penalty and when they get sick, boom - grab a policy.

 

[CHUMPS FROM OXFORD]

Ins Dave...The "option" and the "Exchange" are not the same.

There can be an Exchange with or without the public option. However, I don't want to see the "exchange" enacted at all. It's just bureaucracy that will confuse consumers even more with mandates etc...

Let consumer s continue to buy insurance the way they do now. If there is GI or a few other things, we don't need the "Exchange."

Of course...this probably won't happen.

 

[ins.dave]

EXEMPTIONS.—No penalty shall be imposed under subsection (a) with respect to ''

(1) INDIVIDUALS WHO CANNOT AFFORD COVERAGE. ''(A) IN GENERAL.—Any applicable individual for any month if the applicable individual's required contribution (determined on an annual basis) for coverage for the month exceeds 8 percent of such individual's household income for the taxable year described in section 1412(b)(1)(B) of the Patient Protection and Affordable Care Act.


It's clauses like this that you really have to pay attention to and should never appear in a bill until they have the final premiums calculated.

Read this - no penalty can be imposed if the premium for any given month exceeds 8% of a household's income.

So, let's say a family of 4 is earning over 400% of FPL which would put them at around $88,000.

8% of $88,000 is $7,040 or $586 per month. So if the premium for that family exceeds $568 they can legally sit out, pay no penalty and when they get sick, boom - grab a policy.

Exactly.
Two differnet markets. Can't be combined. They want to lump it all together so that we have no middle class. Poor and the govt. and their cronies.
Won't be just turkey's getting plucked come the break ...
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Ins Dave...The "option" and the "Exchange" are not the same.

There can be an Exchange with or without the public option. However, I don't want to see the "exchange" enacted at all. It's just bureaucracy that will confuse consumers even more with mandates etc...

Let consumer s continue to buy insurance the way they do now. If there is GI or a few other things, we don't need the "Exchange."

Agreed amigo.
Exchange or p. option ... its semantics.
Either is a means to the same end.
They can not come out and say that so one piece at a time they try to legistlate their way in to starve us out. End of story. If they have an "exchange" where private carrier products are subsidized and "non exchange" products are not ... same end game. Those products are sky rocket high in price ...
Same as a P. option. Private can't compete ... national coverage by default.

 

[CHUMPS FROM OXFORD]

Dave...Are you really in Kansas?

 

[ins.dave]

Dave...Are you really in Kansas?

Dave like god is everywhere.