Quack doctor = no insurance

Contact Ray Palombo in Calif @ 866-380-3525 for C&M,

They are using some Ny based co for this.

Tell him you spoke with me....Helen Cieslik in Atl.., Ga....he is the mktg director and was just here.
 
policy doctor said:
BTW...just attended a mtg where there is a major med for sub-std people...including 60-65 and diabetics, heart, etc. Prem is 575/mo for single, about 1100 for 2.....don't know if they're in md

sounds like a uninsured health insurance scam......
 
I had a very similar situation. Nice lady -- we'll call her Jane -- is 52. Never had health problems before. Carries an Assurant One Deductible plan and has for years.

Pushed by peer pressure, she goes to a free women's health screening with some card club friends. It's more of a social outing than anything. The volunteer reading the results says her liver enzyme count is high and she should see her GP. She goes to the doctor, who checks her out and says, "It's probably nothing, but we'll run tests just to make sure." In running the tests (out-of-network at a University hospital three hours away and out-of-state), a tech notices that her liver is just fine but there seems to be a spot on her lung. Doctor gets scared and sends her to a specialist, who orders further tests. New doc reads the results and says, and I quote, "There is absolutely nothing wrong with you. The tech must've been on drugs."

Throughout this month-long ordeal, she racks up about $3,000 in claims. At renewal, Assurant raises her rates. She's applied with a new company who has taken 30 days so far to review her medical records in underwriting. No decision yet.

So, because of an overzealous volunteer, a precautionary doctor, and a confused tech, her medical record now has a black eye. She, meanwhile, is in perfectly good health.

Do we tell people who carry individual insurance to avoid free screenings? "If it ain't broke, don't fix it?" I have more integrity than that, but I'm also trying to protect clients' pocketbooks. Where's the balance?
 
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