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You're fine then, just go for it and forget about your mistakes
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um actually, that's kind of what a non-compete is...
A non compete usually cannot hold up in court, they cannot prevent you from earning a living in your field.
And you should absolutely not consider the advice of taking your clients but not telling anyone, that's totally unethical which is exactly why safeguards like non competes are in place. If you sell new biz, you probably won't get bothered, a non compete clause's intent is to scare you, and it's obviously working.
Think about it, why would they pursue legal action (and waste money) if you aren't harming their business?
I dont think anyone told her to steal business, for one there's NONE to steal, except for a policy that was written for her, I doubt she will tell and there is no reason for her to over pay now that she is no longer in the dark.
I wrote replacing your business (her policies)..................
Your policy is not in force. Non take it.
He wrote you? Before you could write yourself. What an ass. Typical PFS.