Qusetions About UHL!

[soup]

Hello Everyone,
I am new to FE and I am trying to earn as much as I can about each of the companies that I am contracted with.
I am contracted with RNA, Monumental and UHL.
I have heard that UHL may not be that great of a company, but it seems to me after comparing products that UHL seems to have some decent rates and it seems as though thier underwriting guidelines are pretty flexible.
As I said though, I am new and still learning, so if anyone has anything good or bad to add to this I would love the feedback.
It just seems as though they have some good pricing, but then again I may not know all of the ins and outs of these products.
Thanks in advance.

 

[senior-advisor-indiana]

UHL doesn't seem like a bad company to me. I am not near as involved in FE as some agents on here but I see nothing wrong with them.

 

[MisterRandyWatson]

RNA and Monumental are awesome, but I can literally think of no reason to ever use UHL.

 

[soup]

RNA and Monumental are awesome, but I can literally think of no reason to ever use UHL.

What is your reasoning behind not using UHL?

 

[BenS]

What is your reasoning behind not using UHL?

I believe MonLife beats their rates, doesn't have a POS interview, and has more lenient underwriting.

 

[Newby]

I believe MonLife beats their rates, doesn't have a POS interview, and has more lenient underwriting.

I like Monumental but I PREFER to do phone interviews. Especially if the approval is confirmed at the end of it.

 

[senior-advisor-indiana]

What if a 51 yr old male was diagnosed with copd 15 months ago. Good weight non smoker and no other health problems. UHL is $41 a month for $10k. What would be a better option for him?

 

[Rearden]

Monumental has immediate coverage; isn't UHL's 30/70 years 1 and 2?

 

[hockeyday]

What if a 51 yr old male was diagnosed with copd 15 months ago. Good weight non smoker and no other health problems. UHL is $41 a month for $10k. What would be a better option for him?

if he has COPD he will not get level , may be able to get graded, who will issuse level on COPD

 

[magagent]

Submit an app and find out..

What is your reasoning behind not using UHL?