Realistic FE Production Numbers!

[digfesales105]

I would disagree with that part. No, not everyone will change, some will stay & pay more. But most will change if u show them the same thing for less & show them how easy it is to change!!

CASE IN POINT- Replaced an AARP WL policy TODAY with RNA Essential Life, saved her $19/mo & gave her 15k more coverage! I know your example said same face amt, and initially she was going to change to UHL with me when I showed her I could save her $24/mo....Then I realized she could get RNA!! Case Closed!


Thats ^^^ more the norm for me!

Sooooo...you replaced a mail order term plan with an Essential Life RNA plan? I WOULD HOPE SO!? It's not that difficult to show them or explain to them that their cheap mail order plan will go up every 5 years, builds no cash value, doesn't fully cover them for the first 2 years, etc...

I wouldn't really use this one to shut this example down?

Listen...Greg is right and I don't NEED to side with anyone especially on here. But it's true and fact. MOST FE clients will NOT replace or convert to another plan simply because it's cheaper even by $10 a month. They will say "no...that's alright. I'll keep what I have." Or..."no...I don't want to go through the change."

That is EXACTLY why these comments about chasing down a LH or SL policy is soooooo ridiculous!

I just replaced a Foresters plan about a month ago with...you might want to sit folks...a...dah, dah, daaaah.....a SENIOR LIFE PLAN SOLD OVER THE PHONE!!!!! Noooooooooooooooo Tell me it can't be!!!!!????



Yeah it did. And after 14 months...our groups persistency is at 75%. It just dropped last month. From 76.8%. Let me know who won't take those percentages in FE?

Buehler? Buehler? Buehler?

 

[rousemark]

Sooooo...you replaced a mail order term plan with an Essential Life RNA plan? I WOULD HOPE SO!? It's not that difficult to show them or explain to them that their cheap mail order plan will go up every 5 years, builds no cash value, doesn't fully cover them for the first 2 years, etc...

I wouldn't really use this one to shut this example down?

Listen...Greg is right and I don't NEED to side with anyone especially on here. But it's true and fact. MOST FE clients will NOT replace or convert to another plan simply because it's cheaper even by $10 a month. They will say "no...that's alright. I'll keep what I have." Or..."no...I don't want to go through the change."

That is EXACTLY why these comments about chasing down a LH or SL policy is soooooo ridiculous!

I just replaced a Foresters plan about a month ago with...you might want to sit folks...a...dah, dah, daaaah.....a SENIOR LIFE PLAN SOLD OVER THE PHONE!!!!! Noooooooooooooooo Tell me it can't be!!!!!????



Yeah it did. And after 14 months...our groups persistency is at 75%. It just dropped last month. From 76.8%. Let me know who won't take those percentages in FE?

Buehler? Buehler? Buehler?

TD didn't say he replaced a term policy.. He said he replaced a WL policy. There is a difference..

Gee, I was upset when I got my 24 month persistency report with my primary FE company this month.. 88%.. First time it has been below 90% in a very long time..

 

[TDFnCali]

Sooooo...you replaced a mail order term plan with an Essential Life RNA plan? I WOULD HOPE SO!? It's not that difficult to show them or explain to them that their cheap mail order plan will go up every 5 years, builds no cash value, doesn't fully cover them for the first 2 years, etc...

I wouldn't really use this one to shut this example down?

Listen...Greg is right and I don't NEED to side with anyone especially on here. But it's true and fact. MOST FE clients will NOT replace or convert to another plan simply because it's cheaper even by $10 a month. They will say "no...that's alright. I'll keep what I have." Or..."no...I don't want to go through the change."

That is EXACTLY why these comments about chasing down a LH or SL policy is soooooo ridiculous!

I just replaced a Foresters plan about a month ago with...you might want to sit folks...a...dah, dah, daaaah.....a SENIOR LIFE PLAN SOLD OVER THE PHONE!!!!! Noooooooooooooooo Tell me it can't be!!!!!????



Yeah it did. And after 14 months...our groups persistency is at 75%. It just dropped last month. From 76.8%. Let me know who won't take those percentages in FE?

Buehler? Buehler? Buehler?

Look, u racists jihad...

I said I replaced an "AARP WL Policy", and just in case u dont know what WL means its "Whole Life"....not the term crap I usually replace! So my example was EXACTLY on par with what Greg was referring too and your entire post is a moot point!!

So now tell us why else these "SL & LH comments are so ridiculous?"

PS- Reading IS Fundamental!

 

[Mattschmidt]

Sooooo...you replaced a mail order term plan with an Essential Life RNA plan? I WOULD HOPE SO!? It's not that difficult to show them or explain to them that their cheap mail order plan will go up every 5 years, builds no cash value, doesn't fully cover them for the first 2 years, etc...

I wouldn't really use this one to shut this example down?

Listen...Greg is right and I don't NEED to side with anyone especially on here. But it's true and fact. MOST FE clients will NOT replace or convert to another plan simply because it's cheaper even by $10 a month. They will say "no...that's alright. I'll keep what I have." Or..."no...I don't want to go through the change."

That is EXACTLY why these comments about chasing down a LH or SL policy is soooooo ridiculous!

I just replaced a Foresters plan about a month ago with...you might want to sit folks...a...dah, dah, daaaah.....a SENIOR LIFE PLAN SOLD OVER THE PHONE!!!!! Noooooooooooooooo Tell me it can't be!!!!!????



Yeah it did. And after 14 months...our groups persistency is at 75%. It just dropped last month. From 76.8%. Let me know who won't take those percentages in FE?

Buehler? Buehler? Buehler?

I know a guy here in Pittsburgh who replaced a SL policy that was sold to the client over the phone. The client was unaware that it was a combination of traditional life insurance, and accidental life insurance..The reason he got the appointment was the client really had no idea what they bought over the phone. Good for the agent, and good for the client, who now has the appropriate coverage

 

[Rearden]

I will concede that not everyone is motivated to replace based on price.

$5 to $10 is one thing. Now $20 to $30 a month is another...

Better yet -- $2000 to $4000 more in coverage for the same price? Now that's nice!

 

[digfesales105]

Look, u racists jihad...

I said I replaced an "AARP WL Policy", and just in case u dont know what WL means its "Whole Life"....not the term crap I usually replace! So my example was EXACTLY on par with what Greg was referring too and your entire post is a moot point!!

So now tell us why else these "SL & LH comments are so ridiculous?"

PS- Reading IS Fundamental!

LOL You're so angry? Any you keep throwing up the race card? Some hindering past issues maybe? LOL You're a trip.
- - - - - - - - - - - - - - - - - -

I know a guy here in Pittsburgh who replaced a SL policy that was sold to the client over the phone. The client was unaware that it was a combination of traditional life insurance, and accidental life insurance..The reason he got the appointment was the client really had no idea what they bought over the phone. Good for the agent, and good for the client, who now has the appropriate coverage

Wow. I'm sure that only happens to SL and LH policys. I should start writing for all the other carriers I have so I can be successful. It's funny. Anything sold over the phone is always misleading to the customer. Right? Because it NEVER happens in person. Our clients ALWAYS know EXCATLY what their getting. It's the "agent" who always fails to explain everything to the customer.

Common guys. Stop always trying to turn things around to purposely bash certain co's or agents.

So...is thread going to turn into examples of replacement now? That dooooooes happen in FE. Just on here only LH and SL policy's get replaced. Oh right...and AARP "whole life" policy's.

Matt...lets remember that when we first started doing telesales...you were the very FIRST joker on here to call me and sign up. You didn't make through one sales call with me. You hung up. I made the sale. I never heard from you again. So, let's not try and jump on hater-wagon. You prefer field sales obviously. We still almost 2 years later are still growing our telesales co. What works for one doesn't work for another. The only difference is we were successful in field sales for many years and now we are in telesales. In fact, we are preparing to move to our THIRD larger office office since we started to make room for our continued growth.

 

[jdeasy]

Telemarketing is the ticket. Just at all the testimonials from proding telemarketing agents that don't recruit. There's one every minute.

To correct TD for a second, AARP does not have a whole life. They have term and their "permanent" which is an UL. They will tell the unsuspecting that it's whole life but it's not.

They were coming with a whole life but it was priced even higher than LH and Old American. That must have been put on the back burner? I haven't seen anymore about it.

No, LH and SL are not the only ones replaced. AARP is also easily replaced as is Globe. My favorites to run into are LH, Bankers, Old American and AARP. Haven't had the pleasure to running into SL.

So even though many are replaced it just seems like more LH and SL because of the two whiners here about it. They just put the focus there by crying all the time.

 

[theinsuranceman]

Telemarketing is the ticket. Just at all the testimonials from proding telemarketing agents that don't recruit. There's one every minute.

To correct TD for a second, AARP does not have a whole life. They have term and their "permanent" which is an UL. They will tell the unsuspecting that it's whole life but it's not.

They were coming with a whole life but it was priced even higher than LH and Old American. That must have been put on the back burner? I haven't seen anymore about it.

No, LH and SL are not the only ones replaced. AARP is also easily replaced as is Globe. My favorites to run into are LH, Bankers, Old American and AARP. Haven't had the pleasure to running into SL.

So even though many are replaced it just seems like more LH and SL because of the two whiners here about it. They just put the focus there by crying all the time.

BS! You can not provide even one post where I'm whining about replacements that I've had.

Of course, since you are a silent recruiter for EFES I'm not surprised by your comments.

And don't start with your bald faced lies that you are not an EFES recruiter because you are on the national recruiting call each week for EFES.

 

[rousemark]

BS! You can not provide even one post where I'm whining about replacements that I've had.

Of course, since you are a silent recruiter for EFES I'm not surprised by your comments.

And don't start with your bald faced lies that you are not an EFES recruiter because you are on the national recruiting call each week for EFES.

Seems like I have read this before.. Must be Déjà vu all over again.

 

[quackattack99]

Man, this forum is better than a Soap Opera....Love it!!