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Yeah, you can work a little, you can work a lot. You can focus on this type of insurance, you can focus on that type. You can work from home, office, f2f, phone, or some combination of all. It's a sweet gig for the few of us that make it work. I definitely don't enjoy watching people try to break into the bizz and fail, but when I see it, and I do often, it reminds my how lucky I am.
I whole-heartedly agree. You (meaning the agent) need to figure out how they want to do things, asap. Then develop a plan and work it.
People fail out because of:
1) Money
2) Crappy IMOs/FMOs trying to sell people what THEY want vs what's best for the agent.
3) Trying to do what everyone else does vs what you want to do.