Rental Reimbursement

[Sales71]

Good Than stop crying stay with GEICO And your welcome about the advice!

 

[Scottyj]

That right therre is why he is with GEICO... 4 cars stolen and 2-3 accidents. I imagine when you did shop it was after claims when your rates increased. For the most part your carrier will always tend to be a bit more competative right after a claim. I suggest you go shop when you are clean 3-5 years no claims and no tickets. I have no problem destroying GEICO's rates in CA, UT, NV, and OR when its on a preffered risk and I imagine many of the independents here can say the same for the most part.

 

[Arthur Rudnick]

ORIGINALLY POSTED BY SCOTTYJ

That right therre is why he is with GEICO... 4 cars stolen and 2-3 accidents. I
imagine when you did shop it was after claims when your rates increased. For the most part your carrier will always tend to be a bit more competative right after a claim. I suggest you go shop when you are clean 3-5 years no claims and no tickets. I have no problem destroying GEICO's rates in CA, UT, NV, and OR when its on a preffered risk and I imagine many of the independents here can say the
same for the most part.

Thanks for your answer, but why not read the question first? Refer to post #8 and my original question (post #1)

This is not about paying high rates for insurance or getting hit with an increase. I was asking advice about getting my rental reimbursement extended past the 30 days in my policy. And that was done.

Those accidents and stolen cars were over a 30 year period. And, 2 of those 3 accidents were not charged to my policy because I was not at fault.I have NEVER had a rate increase due to any blemishes on my record. I also mentioned that I have a good driver discount.

Again, in NY, GEICO is very competitive. I'm happy to hear that you can "destroy GEICO's rates in CA, UT, NV, and OR". I'm impressed and if I ever move to one of those states, I'll look you up.

 

[BIG RED IS BACK]

That right therre is why he is with GEICO... 4 cars stolen and 2-3 accidents. I imagine when you did shop it was after claims when your rates increased. For the most part your carrier will always tend to be a bit more competative right after a claim. I suggest you go shop when you are clean 3-5 years no claims and no tickets. I have no problem destroying GEICO's rates in CA, UT, NV, and OR when its on a preffered risk and I imagine many of the independents here can say the same for the most part.

These claims usually dont affect rates...........

 

[Arthur Rudnick]

originally posted by Big Red Is Back

These claims usually dont affect rates...........

Agreed, stolen cars are considered no-fault and does not cause an increase in rates.

Now if someone is constanly claiming a stolen car, I'd imagine the company would cancel your policy and not raise rates.

Would 2 chargeable accidents over a 30 year period effect rates? Never happened to me.

 

[nyc2phi]

by chargeable do you mean at fault ?

Some companies only go back 3 year some go back 5.

Depends on the amount of the claim paid out. For my carrier anything at fault usually does not affect the rate if it is under $1400.

 

[Arthur Rudnick]

originally posted by nyc2phi

by chargeable do you mean at fault ?

Yes, One accident my wife's car was hit in the rear while she was stopped at a red light and the other was the accident that I had last month when a guy blew through a stop sign.

Not sure why everyone has a problem with GEICO, other than the fact that their agents must be captive and independents can't sell their policies.

Yup, that must be it.

 

[nyc2phi]

GEICO does not have agents, they have a 1800 Number.

They do not provide an avenue for an agent or broker on this site to build a book of business through.

They also do a poor job of providing a potential insured with the consultative experience of getting a quote. When I called GEICO for a quote, they did nothing to build rapport with me, did not ask be about my current coverage, and provided me with a rate without explaining what I was buying.

With GEICO you are not assigned one specific representative who knows you and your current situation. Everytime you call, you speak to a different person.

GEICO is for the price shopper, not the educated preferred risk consumer.

 

[PandCforMe]

GEICO does not have agents, they have a 1800 Number.

They do not provide an avenue for an agent or broker on this site to build a book of business through.

They also do a poor job of providing a potential insured with the consultative experience of getting a quote. When I called GEICO for a quote, they did nothing to build rapport with me, did not ask be about my current coverage, and provided me with a rate without explaining what I was buying.

With GEICO you are not assigned one specific representative who knows you and your current situation. Everytime you call, you speak to a different person.

GEICO is for the price shopper, not the educated preferred risk consumer.

^very well said, if you are a preferred risk consumer there are much better carriers to shop

 

[Sales71]

GEICO is strong in AZ they are competitive and they market like crazy. Hate GEICO!
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