- 1,810
Are they worth picking up ?
True SS billing?
Priced right?
CS ?
Agent service?
True SS billing?
Priced right?
CS ?
Agent service?
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They are ok. They approve a lot.
smokers cannot get preferred rates. Non preferred rates are very high
They do not commission on the policy fee
They charge $3.95/mo for DE. Also non commissioned.
They claim to do SS billing. In fact, the only days they do draft are the 1st and 3rd. And the Wednesdays. Unless the person pays on approval. It that case it’s on that day each month.
I wrote one today. I was able to print the policy within 30 minutes. I like that.
They are almost impossible to get on the phone. Their commission report takes a detective to find and an MBA to read.
If you are advanced you get advanced on approval. Including DE.
If they have company brochures I can’t find them. Another agent sent me a PDF of their brochure. So I printed my own.
The eApp is a bit slow when compared to KSKJ and CinnEq. It’s fast when compared to Trans or Aetna.
Why did you use them in this particular case ? DE ?
Yes, DE. I wrote with CinnEq first. Declined. Approved with SBLI.
They are ok. They approve a lot.
smokers cannot get preferred rates. Non preferred rates are very high
They do not commission on the policy fee
They charge $3.95/mo for DE. Also non commissioned.
They claim to do SS billing. In fact, the only days they do draft are the 1st and 3rd. And the Wednesdays. Unless the person pays on approval. It that case it’s on that day each month.
I wrote one today. I was able to print the policy within 30 minutes. I like that.
They are almost impossible to get on the phone. Their commission report takes a detective to find and an MBA to read.
If you are advanced you get advanced on approval. Including DE.
If they have company brochures I can’t find them. Another agent sent me a PDF of their brochure. So I printed my own.
The eApp is a bit slow when compared to KSKJ and CinnEq. It’s fast when compared to Trans or Aetna.
LifeShield has a tri fold brochure. I hate those things.So they’re growing too fast and don’t have the staff . I assure you aggressive underwriting and taking a lot of junk they’ll underwrite at time of claim. Just like rna does now .No brocheres and terrible cs reminds me of LifeShield . When i first got with LifeShield they had nothing . Advancing de with no true ss billing is a disaster waiting to hurt them .