Seizures First Day Coverage

[RookieYankee]

I thought Mutual would accept since they didn't ask the question and I was wrong unfortunately. I was thinking of going with Transamerica (standard). Anybody have any recommendations? The guy takes meds for the seizures and hasn't had one he said and he also has high blood pressure.

 

[Newby]

Settlers.

Transamerica if not more than 12 in past 2 years.

 

[Rearden]

Settlers and United Heritage takes seizures as level coverage, no matter when the last one occurred.

 

[John Galt]

Settlers and United Heritage takes seizures as level coverage, no matter when the last one occurred.

By the way David, that large UH case that I thought was gonna be rated and graded, just approved preferred! UH FTW!

 

[Rearden]

By the way David, that large UH case that I thought was gonna be rated and graded, just approved preferred! UH FTW!

I'll be damned - how'd you guys pull that off?

 

[Jerard]

Liberty Bankers will take your seizured clients on the Standard plan.

 

[John Galt]

I'll be damned - how'd you guys pull that off?

Got his doctor to send a letter with dates of diagnosis and rx history disputing the MIB.

 

[Agentguy5]

Anybody have any recommendations?

Americo, UP1 is my first Choice

I don't see any questions on the Foresters App pertaining to Seizures so you may get the client approved at the end of the POS with Standard rates

 

[RookieYankee]

Americo, UP1 is my first Choice

I don't see any questions on the Foresters App pertaining to Seizures so you may get the client approved at the end of the POS with Standard rates

Mutual of Omaha waa the same way. No questions regarding seizures and he was declined.

And Transamerica appears to be the most affordable option unless he gets standard. According to the insured he only has high blood pressure which he takes medicine for and he has seizures but that's under control through medication.