You need to get off Michael Moores ass Gordon.......Your like the scarecrow in the Wizard of Oz who needs a heart! Anyone that watched his movie "Sicko" and didnt have tear in their eye watching that hospital disharge that old lady who had no place to go after her hospital stay is a cold hearted son of a bitch. They showed that hospital loading that por old lady up in a cab and telling the driver to take her down town and throw her out on the street. Excuse Michale and me for liking to beleive we can do a hell of alot better then that in this country.
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Yoda:
Are you an actual income earner or just a squatter in mommy's basement? The more you post the less I believe you ever got through 5th grade.
Or maybe you are still in middle school?
Rick
Are you an actual income earner or just a squatter in mommy's basement? The more you post the less I believe you ever got through 5th grade.
Or maybe you are still in middle school?
Rick
- 3,384
Scarecrow-->brain
Tin Man--> heart
Lion-->courage
Tin Man--> heart
Lion-->courage
jwb0007
New Member
Yoda:
And others. The truth is that it is less about what we BELIEVE to be so, and more about that both Med Supps and Medicare Advantage plans both have valid places.
They both require education, knowledge, and effort. The best of offerors attempts to recognize the individual need and preference.
My thought, anyway.
And others. The truth is that it is less about what we BELIEVE to be so, and more about that both Med Supps and Medicare Advantage plans both have valid places.
They both require education, knowledge, and effort. The best of offerors attempts to recognize the individual need and preference.
My thought, anyway.
My sentiments, too. BTW, I sell a lot of MA plans, but if I find a prospect can afford a Med Sup, I do my best to get them on one. I feel they are superior insurance... MAs are benefit plans for metro areas, whereas not often available in rural areas.... the lack of a provider network is the problem presently. I make sure to compare the annual cost of a Med Sup to the MOOP of a MA plan. With those MA MOOPs skyrocketing for 2010, a Med Sup is often more cost effective. This is completely reverse from what it was to date.
A side note: I am on Medicare, and I have a MA plan. (Don't choke!) I also have a Med Sup. My retiree group benefits allow both. (The Med Sup is not one of the "Standard" kind.)
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What??????????
It's not a medicare supplment, but an insurance policy that will pay in addition to other insurances such as MA. I've seen it, but it seems a waste of money.
Close, but no cigar. It actually is a supplement policy for retirees over 65 on Medicare. It specifies that Medicare or "+Choice" plans are primary payors. (It has been in force a long time)
I am stuck with it because my wife is under 65. If I drop it, she loses her coverage, and take my word for it... it is cheaper by far than any Individual policy I can get for her and I carry 8 different IFP carriers.
The good point is that whatever the MA plan DOESN'T pay, I can submit a claim on, but subject to a moderate deductible. We usually satisfy the deductible about December each year!
To everyone:
I said it wasn't a "Standard" Medicare Supplement! The point I am trying to make is: not every situation follows a cookie cutter outline. You need to ask some questions and find a plan suitable to cover that individual. Do your due diligence and follow a needs analysis approach. Some of my MA clients I am advising to switch to Med Sups... they can qualify and afford it. Others I am rolling over to a better MA plan. Still others I am moving from a Med Sup to a MA plan. What ever is best for THEM.
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?????? I've never heard of any "non standard" Medsup plan. Perhaps it's an indemnity plan of some sort, like a GTL. I don't believe you have an actual "Medsup" plan, perhaps you have a plan that supplements Medicare but I'm not sure it's a "Medsup," plan. Perhaps semantics, but I suspect that would be the case.
