Seniors TERM?

[Desmond Doss]

Yes yes yes I know its inappropriate crazy absurd et al--doesnt matter

The fact remains--lowest income clients cant (or wont) afford Whole Life FE

If they are 60 and can be covered for 20 years for less than half--thats better than nothing

And at $800 SS a month I guess I get it

Its gonna HAVE TO BE A CARRIER WITH

Direct Express
surance Bay
Paper app

THANKS

 

[Todd King]

Good luck with Direct Express on Term.

 

[Desmond Doss]

Good luck with Direct Express on Term.

Meaning?

 

[Todd King]

I doubt you'll find one that does that. I'm not 100% sure about that, but I just have my doubts.

 

[Desmond Doss]

Ok is there one with Surance Bay and paper app?

 

[WinoBlues]

I write term and GUL on seniors regularly.

Your other issue will be minimum face amount.

Start with Sagicor. And maybe UHL(not sure of max age)

 

[Todd King]

Ok is there one with Surance Bay and paper app?

Most of the companies have a paper app you can use. As for SuranceBay, that's a toss up.

For instance, in Wino's post above, Sagicor is in SuranceBay but UHL is not.

 

[inreverse]

Standard Life & Casualty, Utah, available in MO

 

[Baseball7]

It sounds like your dumpster diving and can't sell on value in our stuck on price.

 

[WinoBlues]

Its gonna HAVE TO BE A CARRIER WITH

Direct Express
surance Bay
Paper app

Just curious.

Why?