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My wife tells me I'm a Super Genius all the time! Of course, I already know that! But there's something about the tone of her voice when she calls me that. I think she might not sincerely believe it?Even though I'm strictly telephone sales, I'm surprised at how many times I come across replacement issues. Sometimes I can help them, sometimes not.
I hear the same thing all the time though and it's basically because the agent sold them the wrong product. Either putting them into a SIT where the premium increases ever few years or into a whole life policy worth 50 or 60K that someone on SSI or disability can't afford as they get older.
And by the way I tell my wife I'm a super genius all the time.