SF Term Policy

[Justin M]

The best term policy you should get is Through PRIMERICA we only do term and we do buy term and invest so that after your term you have money that's yours at the end of your term to do what you want with it and also we show you the difference of price if you get preferred or preferred plus.

 

[AgentWillN]

The best term policy you should get is Through PRIMERICA we only do term and we do buy term and invest so that after your term you have money that's yours at the end of your term to do what you want with it and also we show you the difference of price if you get preferred or preferred plus.

Wow, this has to be the longest sentence on this forum. There is not single comma and or period. Way to go Primerica!

 

[agent m]

Wow, this has to be the longest sentence on this forum. There is not single comma and or period. Way to go Primerica!

If the punctuation is the only error found on that sentence, we have bigger fish to fry. Lol.

 

[Norwayguy]

If the punctuation is the only error found on that sentence, we have bigger fish to fry. Lol.

Leave Justin alone he is spreading the word that the best term is Primerica term.....Maybe he can even explain why someone would want to buy a 30 year term policy from Primerica when their policy is NOT convertable and only guaranteed premium wise for 20 years when someone can buy a term policy that is guaranteed for the full 30 years and convertable. It's not like having options is a bad thing.

 

[agent m]

Leave Justin alone he is spreading the word that the best term is Primerica term.....Maybe he can even explain why someone would want to buy a 30 year term policy from Primerica when their policy is NOT convertable and only guaranteed premium wise for 20 years when someone can buy a term policy that is guaranteed for the full 30 years and convertable. It's not like having options is a bad thing.

Your right! I also did not credit the power of the company having a compound name. Hell, that's like having the power of 2 companies backing that policy up. That makes the last ten years of that term policy all the more worth while. Justin is a shoo-in for management.

 

[Justin M]

Well actually we guaranty 35 yr term and can extend it to 95 yrs guarantied. Didn't no had to be all proper with the periods and commas sorry about. Agent M I mean m

 

[pcbinsurance]

Wow......that's all I have to say. Wow (there, I said it again).

 

[Norwayguy]

Well actually we guaranty 35 yr term and can extend it to 95 yrs guarantied. Didn't no had to be all proper with the periods and commas sorry about. Agent M I mean m

Most policies are guaranteed renewalable to age 95 the term guaranteed renewable means the policy can not be cancelled as long as the premium is paid. The problem is your premiums will eventually reach a point were the policyholders can not afford to pay it. I know in 1 thread you mentioned you have worked with Primerica for 5 months and have had your license for 2 months. Just so you know many agents on here have decades of experience and might know a thing or two beyond what you have been told by your Primerica RVP. You are all high and mighty about BTID but do you hold a securities license? I have been a licensed insurance agent for 15 years and was a registered rep for 10 years before deciding to focus on guarantees instead of blue sky.

 

[Justin M]

Ok I understand and yes I no many on here been licensed for a while that's why I need feedback. I'm studying for my securities license now. I have a friend who has his own firm and wants me to take a look at working with him, so I may take the offer.

 

[agent m]

Ok I understand and yes I no many on here been licensed for a while that's why I need feedback. I'm studying for my securities license now. I have a friend who has his own firm and wants me to take a look at working with him, so I may take the offer.

In all seriousness, I think that would be a good place to look. I don't honestly have anything personal against Primerica. I do think you could do better by clients with another route and all that I have known whom have been with Primerica have typically left in pretty short time frames. A person has to start somewhere and some of us have started in far worse places. This forum just gets a lot of spammers that hop on, spout their whatever and insult a batch of people...then leave. You sound, in this post, to have a more sincere desire than that. Good luck!