Si spwl ..............

[WinoBlues]

Lee, I'd go with RNA first, then Baltimore Life. Both are great and you'll know before you go! Just remember, the 1035 exchange will take some time. With Baltimore Life, especially if the UL was with Trans (they don't like to let go of money!) will take about a month.

As far as commission goes, RNA will most likely be your best bet. As far as how much Face they will give your client, RNA and Baltimore are pretty damn good. From what I see on your clients issues, I don't think you'll have an issue. If you need a hand or have more info, just drop me a PM and I'll help you the best I can!

Thank you, and everyone else that has reached out. I really do appreciate it. If I can ever be of help just reach out.

Edit: not TA but I understand on the 1035 exchange delays. There are still a lot of old ULs out there so worth filling the pipeline. In this case it is just one piece of a bigger combo plan.

Thanks again,
Lee

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If you ever get a chance to get on the phone with Wino (Lee) make sure and take it. As much as you love the traditional products and are an expert on them, you and him would never get off the phone. He is a GURU at that stuff as well. He was nice enough to do a training call one time with my agents and it was AMAZING. I think it is in the website archives titled "working your book". Check it out sometime.

Dude, I am _not_ going to the Boom Boom room so you can stop all the sweet talk.

Thank Ben, you have always been one of the guys that has offered to help people regardless of their affiliations.

 

[Cybrspidey]

Thank you, and everyone else that has reached out. I really do appreciate it. If I can ever be of help just reach out.

Edit: not TA but I understand on the 1035 exchange delays. There are still a lot of old ULs out there so worth filling the pipeline. In this case it is just one piece of a bigger combo plan.

Thanks again,
Lee

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No problem. And you are 1,000% correct! I replace everyone I come across. Absolutely disgusts me when I see a client who believes they have something they don't and are mislead to think their great "level" - Flexible Premium (how the hell anyone could associate flexible with level, lol) insurance plan that they have paid on for 10-15 years is literally blowing up.

I just stomped the crap out of a Penn Mutual Agent who flat out lied to the client's face, pretended to call the "carrier" aka brother's girlfriend (thanks to Ben Boman for calling that one!) and tried to play the "black card" to the black family. My client threatened to kick his ass if he didn't leave. Lol. Loved it! Got him well protected and very happy to have an honest agent willing to truly help him.

Replaced another TA UL policy with Baltimore Life, still waiting on funds, but was able to turn $9k SPWL into $24k paid up. Great deal for the client. She ended up having more coverage with the SPWL and the $30k WL I wrote her than just the UL that was beginning to unfund itself for less money a month!

Absolutely love what I do for a living!