I had someone contact me last month who turned 65 in June 2022. Somehow they were under the impression that they could keep their Medi-Share plan and it qualified as creditable group coverage. After informing them that it was not, I advised them to sign up for Medicare A & B asap, which they did in August. Since they waited 2 months after their birthday month their Part B will go into effect 11/01/22.That part I'm familiar with(although it's changing in 2023). But if they sign up for a PDP or MAPD in October, will they receive a LEP for Part D? Since their IEP was over in September ? I assume they could enroll in October for a 11/01 effective date and wouldn't have to wait till AEP for a 01/01/23 effective date ? Is this correct?