Simplified GUL?

[fla2cali]

I know MoO has one. Their GUL Express. I'll be checking rates tomorrow. Anyone recommend any other?

I have a 48 year old female, good health, wants 50-60k of life insurance.

 

[Mattschmidt]

Is there a particular reason the prospect doesn't want to go with a fully underwritten product? It would be priced a little better

 

[WinoBlues]

I know MoO has one. Their GUL Express. I'll be checking rates tomorrow. Anyone recommend any other?

I have a 48 year old female, good health, wants 50-60k of life insurance.

Simplified or Non Med?

Sagicor is Non Med to $250,000.00 simple PHI.

$100,000.00 @ $71.
$ 75,000.00 @ $66.
$ 50,000.00 @ $44.

Going to be tough to beat.

 

[anonymous1]

Sagicor cheap and easy

 

[HoosierLife]

Simplified or Non Med?

Sagicor is Non Med to $250,000.00 simple PHI.

$100,000.00 @ $71.
$ 75,000.00 @ $66.
$ 50,000.00 @ $44.

Going to be tough to beat.

Those rates are better than WL. What are the downsides to GUL?

 

[mikeincolumbuso]

The Sagicor rates look pretty low. How do they compare to a fully underwritten GUL for say the $50,000?

 

[WinoBlues]

Those rates are better than WL. What are the downsides to GUL?

Main one little to no cash value.
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The Sagicor rates look pretty low. How do they compare to a fully underwritten GUL for say the $50,000?

Going to beat most of them.

 

[mcleanbr]

Does Sigicor look at their Medical Record or just the MIB and APS? I have an older prospect that is concerned that if her medical record is looked at then she will be subject to Obamacare putting her on the "too old to fix" list. She is in good health and only takes a blood pressure medicine.

 

[fla2cali]

Simplified or Non Med?

Sagicor is Non Med to $250,000.00 simple PHI.

$100,000.00 @ $71.
$ 75,000.00 @ $66.
$ 50,000.00 @ $44.

Going to be tough to beat.

Those rates are impressive. I think the clients would want a company they know, or heard of. Or at least a company founded in the United States. That's the impression I get from them anyway.
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Is there a particular reason the prospect doesn't want to go with a fully underwritten product? It would be priced a little better

I know it would, but they just want something simple. I did ask if they would be willing, but they just don't want to.

 

[WinoBlues]

Those rates are impressive. I think the clients would want a company they know, or heard of. Or at least a company founded in the United States. That's the impression I get from them anyway.
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I know it would, but they just want something simple. I did ask if they would be willing, but they just don't want to.

Then he will need to pay for those, counting Non Med or Simplified.