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I know MoO has one. Their GUL Express. I'll be checking rates tomorrow. Anyone recommend any other?
I have a 48 year old female, good health, wants 50-60k of life insurance.
Simplified or Non Med?
Sagicor is Non Med to $250,000.00 simple PHI.
$100,000.00 @ $71.
$ 75,000.00 @ $66.
$ 50,000.00 @ $44.
Going to be tough to beat.
Those rates are better than WL. What are the downsides to GUL?
The Sagicor rates look pretty low. How do they compare to a fully underwritten GUL for say the $50,000?
Simplified or Non Med?
Sagicor is Non Med to $250,000.00 simple PHI.
$100,000.00 @ $71.
$ 75,000.00 @ $66.
$ 50,000.00 @ $44.
Going to be tough to beat.
Is there a particular reason the prospect doesn't want to go with a fully underwritten product? It would be priced a little better
Those rates are impressive. I think the clients would want a company they know, or heard of. Or at least a company founded in the United States. That's the impression I get from them anyway.
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I know it would, but they just want something simple. I did ask if they would be willing, but they just don't want to.