Simplified Issue Options

[Tahoe Ray]

Ray is Minnesota mutuals non med to $250k on there term and ul (or Gul if they have one)?Whats street level commish?

Term and WL (protector and accumulator). Comp will vary depending on product but agent schedules on 20/30 yr term (for example) range from 50% to 105%.

 

[ShawnSIM]

If he's in decent shape I would give Principal a try. They can do up to $1 mil without an exam.

 

[WinoBlues]

Can he not convert his current term to something permanent?

Sadly many or should say most of the term companies that were players during the term and XXX days are either gone or their conversion options Suck. JNL and CNA to name two I am rewriting currently.