any thoughts what they may do since they have no authority to force someone to stay in business
So - I've Received Notification that my Pre-ACA Policy is Cancelled
- Thread starter cadylou
- Start date
any thoughts what they may do since they have no authority to force someone to stay in business
- 8,448
After Coventry was purchased by AETNA, their consumer and agent friendliness & respect started going down the toilet. Since Coventry-Aetna is so callous in their handling of these important matters, I hope none of the cancelled members decide to stay. With no more Pre-X, they're free as a bird to choose whatever carrier they want. Let's hope every one of them leaves Coventry-Aetna on 1/1/2015.
ac
- 514
Opinion here....The state DOI commissioner may have a challenging situation
In my opinion, it's not challenging to throw away angry letters...
Everyone's hands are tied on this, nothing can be done, the decision was already made and enacted after it was approved.
Carrier submitted for plan termination within rate filing for 2015 months ago, DOI approved it, carrier executed the termination. Laws and procedures were followed, and once this ball is rolling, it's not stopping. Of course, the letter you received is valid notice within the time period specified by law.
It's like appealing a death sentence at the funeral.
Don't forget your CAT plan option. Lot cheaper than bronze plans in some areas.
https://www.regtap.info/reg_librarye.php?i=590
https://www.regtap.info/reg_librarye.php?i=590
- Thread starter
- #36
- 948
Thanks for this.
Tried to call the marketplace to ask about this guidance, but they want all sorts of personal information just to "supposedly" answer the question, when I knew that she was going to be unable to answer it - she sounded really stupid. So . . . .
Called Coventry & read directly to her from the guidance here & on the hardship form related to cancellation & she had no answers. She told me to contact my broker rep, who I guess I will call next. Bottom line - they don't want anyone to get a catastrophic plan - why would they when they can increase my premium by $200/mo over what I pay now by giving me an awful bronze plan of theirs that covers very little? They've just doubled their revenues on the backs of all of their cancelled people. . . .
- 8,448
At an insurance company website, saying "yes" to the screening question regarding "involuntary plan termination" opens the door to whatever plan the website presents to you in the quoting process. If a Catastrophic plan is shown, you're eligible.
I wouldn't even consider staying with a company that screwed me however.
ac
From what I've seen from various national companies Catastrophic plans are very similar to Bronze with a premium that is about 10-15% lower, how can that make any difference in a decision as to keeping coverage or not?
A Catastrophic plan certainly wouldn't be half the premium of a Bronze plan, it's just not happening because the benefits are too similar.
I just checked on Coventry plans in Kansas, I believe that is the OP's resident state. Here are all of the plans: http://www.coventryone.com/web/grou...idual_c1/documents/document/ppoksmo3-tier.pdf
Rates for this Bronze Copay 15 plan in Kansas City, which seems pretty good and would be better than anything that is Grandfathered, ranges from $167 (29 year old) to $412 (62 year old).
Those rates seem pretty reasonable to me, so what is the problem?
Last edited:
- Thread starter
- #40
- 948
I currently pay $250 for my plan - Bronze plan they would migrate me to is $430. You think that's great? Pay for it. I asked about Catastrophic & was told that Coventry won't offer that for 2015 (big surprise), but I would be welcome to try & get one with another carrier . . .
Also, just FYI - I wrote to the White house about grandfathered plans being discontinued and asked "what gives?". They sent my "inquiry" to HHS in Washington state. A gal called me & when she couldn't answer my questions, hung up on me. . . .that's their idea of "outreach". Wow! I guess they feel they can act in whatever inappropriate way that they please, since there are no consequences to their actions. We pay for her health insurance & her retirement, yet she found my questions to be so distasteful, that she just "hung up" .. . .stunned & amazed.
Similar threads
