So what's the deal with the new Transamerica product?

[Baseball7]

Americo Eagle Tele App (heart attack 1.5yrs ago)

 

[Fechick]

So is Americo the only co that will do heart attack/stroke within 2 yrs std? I've heard their UW is very unpredictable?!

 

[DonP]

This Trans new underwriting is going to create problems placing direct express. I run into a lot of people That have neuropathy and take several pain meds . The only other company that will take is Family benefit . More co's need to take direct express.I also run into a lot of direct express with copd and pain meds. There won't be anyone who take standard anymore with direct express.

 

[Fechick]

LBL will do std with COPD but quit taking DE....doesn't SNL do Std for COPD? Btw....LBL will take other dc

 

[Fechick]

SNL takes DE....

 

[Baseball7]

If it's 2 impairments to get graded again then there's going to be far less business that gets approved standard and more people using prosperity graded for direct express. just look at the build chart plenty of things are going to go standard based off of that.

 

[Baseball7]

LBL will do std with COPD but quit taking DE....doesn't SNL do Std for COPD? Btw....LBL will take other dc

Modified. Not to mention they're not in that many states and in the states they just added they refused to contract anyone that wouldn't come direct to the company.

 

[Fechick]

You're referring to LBL right? Yeah, I asked them if they rated their h/w for fe, they said no...why would u put someone with prosperity graded? How does theirs work?

 

[Newby]

Modified. Not to mention they're not in that many states and in the states they just added they refused to contract anyone that wouldn't come direct to the company.

SNL is accepting our agents in all states. I'm not sure what you mean with this post.

 

[Baseball7]

Then I guess the man in charge is being a bit hypocritical there....