So..., who is still using Occidental..and why?

Jakel

Super Genius
100+ Post Club
157
Just going through my padfolio. Noticed I have not used Occidental in quite some time. Wondering if they are good for anything now? Their rates seem very high. Anyone care to chime in?
 
Just going through my padfolio. Noticed I have not used Occidental in quite some time. Wondering if they are good for anything now? Their rates seem very high. Anyone care to chime in?

They have some decent term products, and they don't cut commissions for their ROP plan. They have true SS billing, and advance commissions without charging you interest.

Many would argue that their are better options, but you won't find an easier company to work with, hands down.
 
I really wish they gave approvals after the pos interview, which is required on level issue.
 
Do they have any medical niches? There generally mid-market in price and generally not hard to replace.
 
I've not seen any niches for them. Plus what they did to our veterans was super shady. I'm ok with middle of the road pricing IF the benefits and/or health niches justify the cost.

True SS billing is huge and if they really do it right like Trans, then that's a plus.
 
One thing on their FE app is where they have 3 knock out questions (most states). If you can just get the client through those, at least they have something in place. The good thing about that is it pays you full commission and might very well be cheaper than a GI policy you put them in.

As far what they (American Amicable) did to military peeps, that's not right. The problem being though, if it's the best thing for the client at the time then it's the best thing.
 
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