Sons of Norway commission levels

[billyb]

I would delay it a week to get 125%. No meds or history for 5 years? That is rare.

 

[billyb]

I would detail everything on a seperate sheet of paper because if anything turns up from all of the investigating they do initially they will contact you. Everything has to be answered before they decide if the case is worth ordering a PHI. They order the PHI. Wrote a couple 3 weeks ago and they haven't called them yet.

 

[goillini52]

I am thinking that a guy named Kace Vang might not be a Son of Norway!

Kace looks Oriental. Were there Oriental Vikings? Did the Vikings ever raid the Orient?

I would detail everything on a seperate sheet of paper because if anything turns up from all of the investigating they do initially they will contact you. Everything has to be answered before they decide if the case is worth ordering a PHI. They order the PHI. Wrote a couple 3 weeks ago and they haven't called them yet.

One employee can only do so much.

 

[Life Hawk]

I would detail everything on a seperate sheet of paper because if anything turns up from all of the investigating they do initially they will contact you. Everything has to be answered before they decide if the case is worth ordering a PHI. They order the PHI. Wrote a couple 3 weeks ago and they haven't called them yet.

That is beginning to sound like... use at your own risk. I don't like carriers that leave egg on my face.

 

[babybella2]

I am only using this for a just in case for a fully underwritten for 150k gul. Sounds like I should stick to original plan

 

[billyb]

I wrote a 76 year old a FU $100,000 GUL100 this week. Way less expensive than WL.

 

[goillini52]

That is beginning to sound like... use at your own risk. I don't like carriers that leave egg on my face.

That's why I'm only using them for GI.

 

[babybella2]

I have a app started for her for gul I'm going to do a fe for now waiting for UW

 

[billyb]

SofN will take COPD , but they question why someone takes a pain pill. UG says they will take diabetics, but your A1C better be under 6. And like I said the underwriter has a phrase that she uses on every case "since you can't APS SIWL you should apply for FU."

 

[billyb]

No one writes $150,000 in FE. You gonna write her a FE policy and then lapse it if she is approved for the GUL? I would not do that. The GUL carrier will ask if she is applying for other coverage.