Sons of Norway SIWL

This couple lives on $1000 monthly SS benefits and that is why I sold the SofN. He can only get around $4000 with Transamerica for what he was going to pay. Going to call a few carriers who sell FU $10,000 and ask if they can give me an idea of what his rate may be if we go this route. Will see him tomorrow to discuss his options.
 
This couple lives on $1000 monthly SS benefits and that is why I sold the SofN. He can only get around $4000 with Transamerica for what he was going to pay. Going to call a few carriers who sell FU $10,000 and ask if they can give me an idea of what his rate may be if we go this route. Will see him tomorrow to discuss his options.

Fully underwritten is only slightly cheaper than a competitive FE company when you are selling small face amounts.
 
Saw the couple today. I told them the wife was issued and the husband was not. The wife acted like she didn't want hers. Then the husband started with the line "I will keep shopping." I quickly stood my ground and let him know that I had already done that. I had Transamerica, a FU WL that would save home about $16 monthly and a GI. Then he starts telling me that his PCP referred him to a specialist for his arthritis and he found out he has rheumatoid. He also says he was referred to a urologist because of the problem with his prostate. The PCP told him he might need a biopsy. This gave me ammunition and he took the Transamerica policy.
 
Saw the couple today. I told them the wife was issued and the husband was not. The wife acted like she didn't want hers. Then the husband started with the line "I will keep shopping." I quickly stood my ground and let him know that I had already done that. I had Transamerica, a FU WL that would save home about $16 monthly and a GI. Then he starts telling me that his PCP referred him to a specialist for his arthritis and he found out he has rheumatoid. He also says he was referred to a urologist because of the problem with his prostate. The PCP told him he might need a biopsy. This gave me ammunition and he took the Transamerica policy.
Looks like question 3b may have been answered yes on that Transamerica application :)
 
So you think that when his PCP states that a urologist may order a biopsy that makes the answer to that question yes?
 
Love you dave but you decided to work for some guy in texas vs the guy in your backyard, still confused....
 
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