They are supposed to come to TN while BCBST, Humana etal are out of the metro areas. (BC did agree to handle Knoxville - I wonder what concessions they got for that.) I wonder what network Oscar will use & how they'll make rates without data. My understanding is that the recently revamped SWAG method imparts monumental accuracy when compared to the more common WAG method. Is the Democratic side of the Kushner family as crooked as the Republican side? Never mind, just answered my own question.