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Innovative F Plans (F Extra with Blue Shield CA) are regular Plan F with the added non-Medicare benefits (hearing, vision, etc.). They are cheaper because the pool is either new to Medicare or subject to underwriting (Health Net is the exception as they allow birthday rule transfers from regular F).
Just curious, have these types of additional coverages to Med Supps come and gone in the CA market before, or is this a "first time"?
Also, looking online, I see it's CA and NV with a later addition of KY. Do you have any sense yet that 2020 will bring this type of change to other states too?
Thanks.