Subsidy 2015

...the BCBS agent advisor council meetings I have been a part of the plans don't auto term in Jan... they renew.... remember there are 2 parts to this process, plan and subsidy.... the plan cost x and if you are lucky enough to get a subsidy it simply daddy tossing you come flash cash to pay the premium. Each year you gotta go back to daddy and beg for the flash cash

They (BCBS-IL) told us that if HHS introduces new rules that affect plan benefits and designs, our client's plan will have to be re-issued in 2015, because the 2014 plans are "locked". Hopefully the client will be able to keep the same policy number/ID Cards, or there will be even more disarray at the doctor's office.
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I can see carriers making a lot of plan changes for next year. Terminating some plans/series, and adding new plan structures. Those on termed plans will be forced into similar plan at same carrier possibly. Nothing is a constant. Plans will change, prices will change, income will change, laws will change.
 
Well just tried to find out, FB does not know and a marketplace rep says yes everyone will have to be re enrolled. So I guess we'll wait until the final rule from the final rule that was put out from the final rule.

My guess is we'll have to.
 
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FB? Here is where I'm pulling my data on plan end dates. See the attached. This is a screencap from the market place accounts. If it states END date one would reason the plan ENDS. Also, one of the carriers I represent who provide advances stated with no uncertainty that when the plan ends a charge back would be initiated for any over payments.
 

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