Taking Three Time to Pass Insurance Test.

In my opinion, if you can not pass the Life or Health test on the first try, the field may not be the one for you. The tests measure more than your cognitive ability. Many questions require an aptitude for insurance that if you do not have, may make you unsuitible for the field.

Although admittidly harder, the same goes for the P and C test.

I am not the smartest, but I have never not passed any test the first time. This includes All lines ( in Vegas in 1984 ) , again in Wisconsin in 1986, the Series 6 then 7 in 1988, then all lines again in 2009 in Iowa due to moves.

In my lifetime I have taken a total of 21 licensing or certification exams for work in a total of ten different states. Some of these were insurance, some securities, some contracting, and some environmental cleanup. Out of 21 exams I only failed one test. That exam was for a new environmental contractor's license and the first time it was given. About 300 professionals took the exam and only 4 people passed. They threw out all of the results and redid the test. I passed the exam when it was re-administered.

I have said all of this to make this point. My oldest daughtered failed the L&H twice and didn't pass it until the third try. However, she has managed to survive with AGLA for one year and finished in the top 20 for her region. I think she has the potential to be a much more successful agent than I am although there is no doubt that I am much better at taking tests and understanding financial concepts than she is. That a person has to take the test more than once is no indicator of success in my opinion.
 
The set of questions in an insurance licensing exam is changing dramatically year after year so it is really needed to review, read study guides and materials or taking pre-licensing courses. This will help you to, at least, get prepared with the actual licensing exam.
 
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