Term life companies

[DarenMC83]

What are some companies that will accept some higher risk clients? The companies must be willing to do independent contracting. Thanks!!!

 

[WinoBlues]

Depends.

What is the risk?
How large a face amount.

 

[DHK]

Petersen International Underwriters helps cover some unique risks.

Petersen International Underwriters | Custom Insurance Plans

 

[DarenMC83]

Example, 55-60 year old tobacco user, wanting a 20 year term life for 100-250k. Stent placed 2-3 years ago