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The problem with this story is it generalizes agents as facilitators of fraud. I have some clients that were auto enrolled for 2017 that I could not get in touch with. They are still showing up on my book of business. The notice that was mailed to them from me was returned undeliverable and there cell phones had been disconnected. The companies cannot end the policy without permission from the Marketplace and with the 365 day limit on agent authorizations they will not even discuss the account with us to alert them to any potential problems with the account. I believe that a lot of the unauthorized accounts are due to the auto enrollment process. Most people do not understand it even though the agree to all of the disclaimers at the end of the application. It does not specifically say that they are giving their permission to the Marketplace to auto enroll them every year that they do not actively pick a plan for themselves.How many free policies do you have on the books? Agents are being targeted as facilitators of fraud. Bad apples, or is it an auto re-enrollment issue? http://media.thinkadvisor.com/thinkadvisor/article/2017/08/08/ueff-enrconsumercomplaintsmarketplaceenrollments5c.pdf http://www.benefitspro.com/2017/08/09/cms-signs-agents-enrolling-consumers-without-permi?ref=rss&kw=CMS:%20Signs%20agents%20enrolling%20consumers%20without%20permission&et=editorial&bu=BenefitsPRO&cn=20170810&src=EMC-Email_editorial&pt=Consumer%20Driven%20PRO
Good job on fixing the tax base. Developers run the council here and generally allow as much construction as can be squeezed onto a piece of land.
I consider the cycling population. We rode 53 miles yesterday. All were healthy enough to ride that distance in TN heat for fun. Most could not pass underwriting pre-ACA. The fact that obtaining coverage without having access to group was a problem was ignored for years.
ACA fixed the underwriting issue. Now they need to fix participation and pay for it. Anyone that's ever dealt with a large renewal understands that rates are only an estimate of claims and admin. We've had 8-10% trend for years and the only explanation for the increases we've seen with ACA is not having everyone enrolled.
Repubs are in power now and if they want to stay, they'd better deal with what is. What is is that people will be pissed if they end up without coverage.
What is is that we spend more on our military offense that the rest of the world - much more. We have limited resources which raises the old economic question of "guns or healthcare". Better not choose wrong.
If you damn cyclists don't move over further to the right side of the road, I'm gonna run your asses over.