THE ELEPHANT IN THE ROOM - ITS OVER - END OF THE WORLD

[Markthebroker]

Last time this cycle was where it was now was the 1930s. After everything was straitened out we had a massive economic boom in the 40s-60s and everyone got a long well with each other.

Yeah, but I could argue that we had ww2 to pull us out.

Furthermore, people wanted to work, and hadn't been sitting around for the last 30 years eating themselves to death.

 

[WinoBlues]

Quiet quiting

 

[Markthebroker]

Quite quitting

You mean quiet quitting?

 

[WinoBlues]

You mean quiet quitting?

Yeah, I just tried to voice to text it again and it spelled it the same. I think my phone is Racist and thinks I have an accent.

 

[Markthebroker]

Yeah, I just tried to voice to text it again and it spelled it the same. I think my phone is Racist and thinks I have an accent.

Well, according to the democrats, we're all racist. And if you think you're not racist, then that means you're super duper racist.

 

[KRobby]

OMG THIS! I hate to be all conservative and red pilled but it has gotten out of control with people feeling like they are owed something.

 

[TexasAgentLJ]

I don't know what you guys are experiencing, but in Texas, all is well.

Yes, rates have gone crazy. But everyone still needs home and auto insurance. And the higher rates do hurt retention, but it also means a million shoppers for you to land. Our retention rate is down from last year, but our production is way up. Record year for PIF growth.

 

[marindependent]

This is beyond a "hard" "market". This is a meltdown. Have we as society just been wrong about the true level of risk in our day to day lives? Just the insurance rate increases alone are enough to through the economy into a recession. I was told by an E/S broker that "we aren't even in a hard market yet". WTF! What is about to happen? How can this go on?

You need to get on the other post with the guy that wants to start a scratch agency and is asking about which MGA is best! LOL.

 

[Markthebroker]

I don't know what you guys are experiencing, but in Texas, all is well.

Just wait.

 

[Markthebroker]

You need to get on the other post with the guy that wants to start a scratch agency and is asking about which MGA is best! LOL.

What kills me is when people want to start in p&c, and we tell them what a sh*t show it is right now. Then they start talking about how great their work ethic is, and they'll just work really hard, and they're a fast learner, and blah blah blah blah.