The Final Expense Telesales (the Company)

Nah, that usually means they where misled.



Company secret,....lol Ok Greg, we will all be waiting.

I don't believe the placement is the same as field sales. I have heard it from a couple IMO's along with doing my own DD. I also spoke with an owner of a major FE telesales outfit and it wasn't even close to field sales avgs. It ran on avg 75%, and they had more agents drop out due to placement over sales.

Maybe things have changed, but we all need to be updated on this magnificent transition.

I do believe the internet could be a reason to be concerned .

My placement has always been in the high 80's to low 90's. Since I started back up in the business in November I haven't got a lapse notice yet.

5 months? You sir are a beast!
 
Nah, that usually means they where misled.



Company secret,....lol Ok Greg, we will all be waiting.

I don't believe the placement is the same as field sales. I have heard it from a couple IMO's along with doing my own DD. I also spoke with an owner of a major FE telesales outfit and it wasn't even close to field sales avgs. It ran on avg 75%, and they had more agents drop out due to placement over sales.

Maybe things have changed, but we all need to be updated on this magnificent transition.

I do believe the internet could be a reason to be concerned .

My placement has always been in the high 80's to low 90's. Since I started back up in the business in November I haven't got a lapse notice yet.

The 2 IMO's who told you tele-sales was not very doable remind of 2 agents who say face 2 face FE sales is not very doable.

Just because 2 agents/groups of agents fail at something doesn't mean others can not be successful.

Let's say only 20% of FE agents last just 6 months. Just because 80% failed that 1st 6 months doesn't mean there aren't a lot of successful agents who are successful not just the 1st 6 months, but successful 6 years later.

To be successful at face 2 face sales or tele-sales requires knowing how to do it correctly. If you don't do either method correctly you just won't get the results that a successful agent gets.

Congrats on no charge-backs since Nov. That's pretty normal considering we're talking about a duration of only 4 billing periods.

These FE companys that are dabbling in FE tele-sales won't be successful. Just like JD saying an agent dabbling in FE won't be successful. Both statements are correct.
 
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Lets not just throw in the towel here. I want to know the facts about FE telesales.

So far, nobody seems to have come up with real world examples and proof to back up there claims that FE telesales is the wave of the future.

Is it really growing? and by how much?

Is the failure rate a lot higher then field sales?

What is the average placement?

Doesn't the silence tell you what you want to know. I have never heard from or about one single successful tlemarketer for FE. Not one, not ever. Of course one guy on here says there one agent but it's top secret.:twitchy:

Well, I heard about someone's cousion's brother-in-law that was just tearing it up. I asked him to have him come on th forum but he was too busy counting money to even make one post.

Two marketers here claim that it's a feasible was to sell FE. Both of them have proven to streth the truth regularly. The rest of time they are outright liars.

There was another dude that was marketing for telesale for FE, ims or something like that. Ask M&M about that guy's reputation.

I wish there were more telemarketers. Especially in my work area. They are like gold when I find them. It's almost as good as running up on LH, OA or Bankers. I would add SL but I've only ever run up on one of them and I replaced that one.

You have been asking for insight from an agent that's doing telesales, pleading almost. The answer is right in front of you.
 
The 2 IMO's who told you tele-sales was not very doable remind of 2 agents who say face 2 face FE sales is not very doable.

Just because 2 agents/groups of agents fail at something doesn't mean others can not be successful.

Let's say only 20% of FE agents last just 6 months. Just because 80% failed that 1st 6 months doesn't mean there aren't a lot of successful agents who are successful not just the 1st 6 months, but successful 6 years later.

To be successful at face 2 face sales or tele-sales requires knowing how to do it correctly. If you don't do either method correctly you just won't get the results that a successful agent gets.

Congrats on no charge-backs since Nov. That's pretty normal considering we're talking about a duration of only 4 billing periods.

These FE companys that are dabbling in FE tele-sales won't be successful. Just like JD saying an agent dabbling in FE won't be successful. Both statements are correct.

I never said it wasn't successful. The bottom line is your ignoring the fact that the placement rate is much lower then field sales. These FE telesales operations where still very successful but the dropout rate was high and the fact it was due more to placement then lack of sales. This operation actually has found a few good soldiers that are regular steady producers across the country.

He runs it like a well financed machine that a major outfit would run it

As you know, you have to work through fat...and a lot of it in this industry to get to the few good soldiers.

I am sure we can all agree on that no matter field or telesales.

Yea, again where are the FE telesales agents that are doing this with so much success?

I haven't ran into anybody that isn't a manager on this whole forum that is a daily FE telesales closer.

Those are still the facts that keep running through my head.
 
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I never said it wasn't successful. The bottom line is your ignoring the fact that the placement rate is much lower then field sales. These FE telesales operations where still very successful but the dropout rate was high and the fact it was due more to placement then lack of sales. This operation actually has found a few good soldiers that are regular steady producers across the country.

He runs it like a well financed machine that a major outfit would run it

As you know, you have to work through fat...and a lot of it in this industry to get to the few good soldiers.

I am sure we can all agree on that no matter field or telesales.

Yea, again where are the FE telesales agents that are doing this with so much success?

I haven't ran into anybody that isn't a manager on this whole forum that is a daily FE telesales closer.

Those are still the facts that keep running through my head.

You, and anyone else, has a 24 hour invitation to visit my office. You used to be with Sr Life yourself, right? If so you already know some people knock it out of the park every week.
 
^^I will now and have always said that it is very successful for the uplines. There are call centers making a fortune.

If you look at it from that end then it's a goldmine. If you look at from the end user's, {the agents}, side, it's not so rosy.
 
I thought they were called Sweat Shops, not call centers. Is it legal for 14 year olds to carry a state license?

JD, you made a comment about its nice to come up on someone who has a Bankers policy. And I did just that yesterday. I replaced the wifes 10K bankers policy and saved them about !4 dollars a month. When I looked at his policy it was a different animal.

He is a MNT 71 year old in good health.

He had two Bankers policies and both seemed very good. I also should state they were both written less than 8 months ago.

The first was $35,000 at $192 a month, whole life, fixed premiums level coverage etc.

The other was $25,000 at $117 per month on the same type of policy.

He would surely entertain a replacement and would like a term policy to pay off his mortgage which is $138,000.

Any suggestions would be appreciated. I am thinking it was some type of fully underwritten product with better pricing, but that is just a guess.

I am not much for anything other than FE but these premiums could be worth the trouble.
 
I thought they were called Sweat Shops, not call centers. Is it legal for 14 year olds to carry a state license?

JD, you made a comment about its nice to come up on someone who has a Bankers policy. And I did just that yesterday. I replaced the wifes 10K bankers policy and saved them about !4 dollars a month. When I looked at his policy it was a different animal.

He is a MNT 71 year old in good health.

He had two Bankers policies and both seemed very good. I also should state they were both written less than 8 months ago.

The first was $35,000 at $192 a month, whole life, fixed premiums level coverage etc.

The other was $25,000 at $117 per month on the same type of policy.

He would surely entertain a replacement and would like a term policy to pay off his mortgage which is $138,000.

Any suggestions would be appreciated. I am thinking it was some type of fully underwritten product with better pricing, but that is just a guess.

I am not much for anything other than FE but these premiums could be worth the trouble.

Are you sure they are whole life? The Bankers Life policies I have found are usually UL. Non-guaranteed UL.
 
You, and anyone else, has a 24 hour invitation to visit my office. You used to be with Sr Life yourself, right? If so you already know some people knock it out of the park every week.

For the record, I was with LH. I learned some things, but quickly learned it wasn't the way to go. It also was an illegal operation from my standpoint.
 
How long of term?

$140,000
ONL
Prd = $253
Std+ = $297
Std = $370

To age 100 Prd = $380 Protective

Yes, 71 year olds get Prefferred

Lee

I thought they were called Sweat Shops, not call centers. Is it legal for 14 year olds to carry a state license?

JD, you made a comment about its nice to come up on someone who has a Bankers policy. And I did just that yesterday. I replaced the wifes 10K bankers policy and saved them about !4 dollars a month. When I looked at his policy it was a different animal.

He is a MNT 71 year old in good health.

He had two Bankers policies and both seemed very good. I also should state they were both written less than 8 months ago.

The first was $35,000 at $192 a month, whole life, fixed premiums level coverage etc.

The other was $25,000 at $117 per month on the same type of policy.

He would surely entertain a replacement and would like a term policy to pay off his mortgage which is $138,000.

Any suggestions would be appreciated. I am thinking it was some type of fully underwritten product with better pricing, but that is just a guess.

I am not much for anything other than FE but these premiums could be worth the trouble.
 
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