TOP 10 F/E CARRIERS OF 2019 SO FAR

[Bryan B]

Mutual of Omaha
Americo
Liberty Bankers
AIG (for GIWL)

 

[WinoBlues]

[

Not Transamerica... I will create another thread another day to rant on that one...

Wrote a guy recently that wanted at least $50,000 of coverage. He was a VERY big guy. I had to stack a couple policies to get the face amount. $20,000 Modified and $40,000 Level with TA. So that day TA was the easiest underwriting.

Easiest really is a 'depends" question I think.

 

[goillini52]

Not sure how that happened, sorry

I'm just kidding. I just looked and it's still in Newby's inbox. He hasn't read it yet.

 

[HoosierLife]

For ours its:

Prosperity
Americo
AmAm
MoO
Trans

Then a little:

RNA
AIG
Foresters
UHL

 

[Life Hawk]

[



Wrote a guy recently that wanted at least $50,000 of coverage. He was a VERY big guy. I had to stack a couple policies to get the face amount. $20,000 Modified and $40,000 Level with TA. So that day TA was the easiest underwriting.

Easiest really is a 'depends" question I think.

Don't mind me... at the moment I have 8 pending and another seven to submit (5 in house)... most of the issues are of my own making...... but I work with another carrier who would have taken care of most of my mistakes... just burns me sideways how they shove every thing back on the agent...

Had a question on something, called agent services who then transferred my call to the wrong department before I was put on hold to get the answer I knew all along... I am so dang tired of hearing, "longer than normal wait times", if you ask me it's gotten pretty normal.

...see, I'm feeling better already. Thanks Wino...

 

[WinoBlues]

... most of the issues are of my own making...... but I work with another carrier who would have taken care of most of my mistakes...

Yeah, once apon a time if you had a good working relationship with new business and underwriting they would fix a simple mistake or allow you to fix it.

Not as much today.

 

[jerryrut]

AmAm rates seem a little high; I do like the NH rider; don't know about their UW; thoughts???

 

[Baseball7]

There rates are average but they offer true SSB, insulin is level, 3 yr look back on heart and stroke but very heart liberal, liberal on asthma, ok insulin + asthma, and with the E-App it makes your life freaking easy.

 

[jerryrut]

This is not directed at AmAm in particular but I fail to understand how companies are able to do business when their premiums range from middle to high and they don't have any significant UW niches; why do agents write them; do they not research their companies???

 

[shonceman]

This is not directed at AmAm in particular but I fail to understand how companies are able to do business when their premiums range from middle to high and they don't have any significant UW niches; why do agents write them; do they not research their companies???

There are many reasons why agents choose a company besides price. As @Baseball7 just pointed that out ("the E-App it makes your life freaking easy.), one reason might be ease of doing business.