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Im looking for in you guy's opinion who are the top 5 f/e companies to work with?
Hey JT.Im looking for in you guy's opinion who are the top 5 f/e companies to work with?
Hey JT.
When I get a new agent I always reccomend these carriers.
Transamerica
Liberty Bankers Life
Royal Neighbors of America
Americo
AIG
With these 5 carriers there are VERY FEW medical conditions that you cannot get 1st day coverage for (that another carrier would). Including...
Recent mini stroke
Walker use
Neuropathy & other diabetic complications
Afib
Insulin use with no minimum age
Previous heart problems or stroke
Hepatitis
Malaria
COPD
Chronic Asthma
Recent hospital stay
Non-chronic kidney disease
Plus more......
Also, 4 out of 5 are paperless, & instant decision underwriting. 3 out of 5 pay within 72 hours upon submission. CA$H FLOW!
Email me for a copy of my underwriting cheat sheet. [email protected]
What 3 pay within 72 hrs? I know RNA but I know Trans doesn't and I don't recall AIG or LBL paying that fast.
Im looking for in you guy's opinion who are the top 5 f/e companies to work with?
I like MOO. Generally their pricing is reasonable and they don't always require a POS.
That being said, if your client can't get the level policy you are forced to pivot to another option since their graded pricing is out of whack if you ask me.