Trump Won, Vows Day 1 Full Repeal. Lets Discuss.

[kgmom219]

What is driving up the cost of health care
- increased taxes on medical devices
- more paper work caused by Obamacare
- more documentation/justification for a procedure so the provider can get paid
- increased demand vs static supply

What is driving up health insurance
-stupid mandates
-MLR
-higher taxes
-govt reinsurance
-cost of implementing and maintaining goodluck.gov
-more hands in the till
-subsidies
-free birth control

I am sure I missed a few but the old days where cat cover was desirable by many are gone.

Birth control??? Really???

And let us not forget the uninsured population, who gets everything for free and I pay for it with my premium dollars. The providers get paid one way or another.

(I actually don't think birth control should be covered at all, but that's a different conversation)

 

[goillini52]

Birth control??? Really???

And let us not forget the uninsured population, who gets everything for free and I pay for it with my premium dollars. The providers get paid one way or another.

(I actually don't think birth control should be covered at all, but that's a different conversation)

I agree with this, but without birth control that segment of the population will continue to grow. Need more money...have another kid. Condoms are cheap...but they won't use them.

I know what I just typed isn't PC, But I don't give a sh*t because I'm not PC, and besides that...it's the truth.

 

[kgmom219]

I agree with this, but without birth control that segment of the population will continue to grow. Need more money...have another kid. Condoms are cheap...but they won't use them.

I know what I just typed isn't PC, But I don't give a sh*t because I'm not PC, and besides that...it's the truth.

They take away my chick card for saying it, so don't worry about it.

Birth control needs to be OTC. Every woman in America should be able to walk into Walmart and get the pills without having to do anything else.

 

[Key2Success]

They take away my chick card for saying it, so don't worry about it.

Birth control needs to be OTC. Every woman in America should be able to walk into Walmart and get the pills without having to do anything else.

Some should even be force fed.

 

[goillini52]

Some should even be force fed.

Hahaha, I'll be laughing for an hour...but it's true.

And for those that refuse to swallow, there are implants...........

 

[somarco]

Birth control was covered, but not free, until Sebelius decreed it to be so. Free contraceptives weren't even in the original language.

BC pills were readily available for less than $20 for a 30 day supply. The most expensive pill is LoSeasonique in the $300 range for a 30 day supply.

The argument that birth control is less expensive than a baby is a red herring. The position that taking something that was already covered and affordable for most should be free is a weak argument at best.

Once something is covered by insurance, especially if it is now perceived as "free", serves to drive up prices even more.

This is especially true with prescription medications. They have been covered by insurance for years, but once we moved from subjecting Rx claims to deductibles and coinsurance and replacing the OOP cost to the consumer with low copay's, prices started to skyrocket.

Laser surgery for eyes was once several thousand dollars per eye. Much of that surgery was not covered by insurance, especially if the operation was not considered medically necessary.

If you wanted your eyes zapped you paid out of pocket. The result was much lower prices.

When the consumer has skin in the game prices moderate and in some cases, fall. But when the cost of a product or service is free or almost free demand increases and drives up claim costs.

Birth control may not impact pricing that much, but it is still a factor in rising premiums.

Take an alprazolam and chill.

Or you can opt for the brand name (Xanax) and pay full price out of pocket since brand is probably not on your plan's formulary.

 

[goillini52]

Birth control was covered, but not free, until Sebelius decreed it to be so. Free contraceptives weren't even in the original language.

BC pills were readily available for less than $20 for a 30 day supply. The most expensive pill is LoSeasonique in the $300 range for a 30 day supply.

The argument that birth control is less expensive than a baby is a red herring. The position that taking something that was already covered and affordable for most should be free is a weak argument at best.

Once something is covered by insurance, especially if it is now perceived as "free", serves to drive up prices even more.

This is especially true with prescription medications. They have been covered by insurance for years, but once we moved from subjecting Rx claims to deductibles and coinsurance and replacing the OOP cost to the consumer with low copay's, prices started to skyrocket.

Laser surgery for eyes was once several thousand dollars per eye. Much of that surgery was not covered by insurance, especially if the operation was not considered medically necessary.

If you wanted your eyes zapped you paid out of pocket. The result was much lower prices.

When the consumer has skin in the game prices moderate and in some cases, fall. But when the cost of a product or service is free or almost free demand increases and drives up claim costs.

Birth control may not impact pricing that much, but it is still a factor in rising premiums.

Take an alprazolam and chill.

Or you can opt for the brand name (Xanax) and pay full price out of pocket since brand is probably not on your plan's formulary.

So, just like every other facet in life...NOTHING IS FREE!

 

[somarco]

 

[junkman]

One of the things driving healthcare prices is that they are mostly paid for by insurance. Suppose a person needs a hip or knee, once the decision is made to buy, the cost to the insured becomes the out-of-pocket. Anything more is inconsequential. My friends in their 60s and 70s are active and routinely buying them. Total cost out the door for a hip was $50,000 5 yrs ago. They are now $70,000.

Healthcare is the only thing where you can't get a price ahead of time. I can walk in, ask the price for a gun, road, island, rocket ship, virtually anything, write a check and have it delivered. No one asks a hospital"what do you want for a hip installed?". The Hosp couldn't tell if asked. The largest hospital here gives a 20% prompt payment discount for scheduled OOP if paid up front. Only 10% if asked for nonscheduled servicees. It's funny money. We need a price list and to be required to pay to have a market control costs. Of course, we'd have to admit that some are priced out.

Eat plants, go to the gym, ride your bike, stay healthy. It ain't gonna be pretty.

 

[somarco]

You can negotiate your own pricing for health care if you want. Just don't flash your insurance card.

Problem solved.