TX BSBC Plan: Can You Change Plans After First Premium is Paid?

Discussion in 'Health Insurance and Ancillary Benefits' started by dlomax6542, Jan 9, 2014.

  1. dlomax6542
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    dlomax6542 Member

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    I signed up for and paid my first months premium with BCBS TX, Individual Plan, Silver PPO, but realized that I picked the wrong plan. There was another plan for only $5 more a month with a deductible $1000 less than the other one, but all the other benefits the same. Will the insurance company let me switch plans?
     
  2. YouGotMyMoney
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    YouGotMyMoney Well-Known Member

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    when is ur effective date?
     
  3. somarco
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    somarco Well-Known Member

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    Just a wag, but since the OP said it was a Silver plan my guess is 1/1/14
     
  4. kgmom219
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    kgmom219 Well-Known Member

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    Make sure all the benefits are the same. I would put good money on that the deductible is the same, but the coinsurance and copays are different.

    Call Blue Cross, prior to the 15th and ask for a change for 2/1. After the 15th, you will have to wait until 3/1.
     
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